Today when I was at work, I got a call from a foreigner who claims his name was John Edwards, which I’m pretty sure from his non-American accent that was not his birth name.
Anyhow, he tells me that he is calling from State Financial Crime Investigation Department. Number was 714-464-5617.He tells me that it’s urgent that USA Advanced which is a payday loan has filed a suit on me as theft for a loan that I have not paid. What I found Odd was that the week prior to this call, I applied online for multiple payday loans to see who would approve me. Even if I applied for the loan, my agreements were not to pay or refinance until 07/15. Today is 07/07. The two loans I have out are not by the name "USA Advanced". When I asked for more info on the loan, he tells me that he does not have that information. He then proceeds to ask me if I want to settle the matter in court or out of court. At this point I was still confused, so I said "well out of court but I need more information" So he tells me that I have to pay 345.00 today or they will take me to court which can result in them coming to my job or home. At this point I felt that something was off. So I then played his game and said, "ok, so give me 30 days to come up with it. After using several scare tactics on me, he finally said that I could fax him a promissory note with my credit card information and fax it to him.

Bull shit!

I called my attorney and she said to not give any info and get info about them and call her back and report to FTC.

I called back and he gave me the name of his company but refused to give me the address, he said that its not a public address...

Watch out people!