I received a call from a Mike Martin stating do I have a felony charge. I said no never no felony charge against me. Then, he goes on and states that this will be your first. i'm asking what are you talking about. He said for a bad check back in 2006 or 2007 (can't remeber). i said no what are you talking about. he said from a payday loan company. i never wrote them any check. There was an ACH debit that this payday loan kept taking out for $200.00.

Anyways it was a NSF, but I never heard back from the payday company until Mr. Martin called-1 year and a half later threatening me and my family.

To make a long story short. He stated that I am going to jail for writing a bad check. I got extremely scared and scared for my life that I sent him via Western Union $265.00 and he stated to pay the rest w/i two weeks. When i got home, I received a later (the same day after speaking w/ Mr. Martin) that $379.61 is the total due as opposed to Mr. Martin's $500 (around) payment. Anyways, when I called the office to explain this-a woman stated oh, fees. On November 3rd 2008, i sent $140.00 to Mr. martin b/c he kept scaring me and stating that he is going to file paperwork for bad check.

He called me again and stated that another $140.00. At this time, I'm so scared. i called him back and stated that I cannot pay anymore b/c notice states $379.61 and I paid over ($416.00) I also mentioned to him that I paid off the NSF for $200.00, plus $89.00 from the payday loan. He states so what. He said that he referred my case for me to go to jail and to threatened my family.

What to do? Any advice...