SunTrust Bank
5 stars | | (0) |
4 stars | | (0) |
3 stars | | (0) |
2 stars | | (0) |
1 stars | | (60) |
|
Category: Business & Finances
Contact Information Atlanta, Georgia, United States
|
SunTrust Bank Reviews
|
Abe82
June 25, 2011
Account Closure
I opened an account and a week later they closed it without even giving me a reason why. When I called, they said it's per their policy which they didn't bother disclosing to me. Very annoying and unprofessional. Wasted 2 weeks of my time. I had made a money transfer of $3, 500 so it was for the lack of activity for sure.
|
|
teedoffinFlorida
May 21, 2011
Overdraft fees
Suntrust has repeatedly been pressuring me to "opt in" for overdraft protection. I have repeatedly DECLINED this offer. While checking my checking account online, I found that on 4/28/11 & 5/5/11, Suntrust imposed NSF fees against my account, first at $25 & then $36. I filed an online complaint but Suntrust refuses to reverse these fees. I will be closing the account next week. I also filed a Federal Reserve complaint at the following link and would encourage others to file as well. According to Federal Reserve Rules, The consumer must agree to "opt in" for overdraft protection, the bank cannot do it without the account holders consent. Suntrust has lost my Business for life! http://www.federalreserveconsumerhelp.gov/?District=13
|
|
renea williams
April 19, 2011
putting illegal holds on money
I opened a new account with Suntrust a few weeks ago in order to have my tax refund direct deposited into it. The actual refund was for my fiancee' /common law husband (we had been together for about 16 years. I live in Georgia). We have an 11 year old son. My fiancee' passed away last September unexpectedly. He said goodnight, went to bed and never woke up the next morning. He was only 37 and never sick at all. He had always been very healthy. Anyway, He had no will. Georgia law states that all money or property of his goes to his son. I did his taxes through Turbo Tax and filed the proper paperwork with them for the IRS concerning his death and my filing and receiving his tax refund, which all approved (both the Turbo Tax specialists and The IRS). The money was direct deposited into the account on April 1st. I was told by a bank rep that same day, on the phone, that I could use my Suntrust card that day for the entire amount, should I want to purchase anything, pay bills, etc. She told me there was no problem with my using the funds immediately. I chose to wait until Saturday to withdraw money because I needed to pay my rent which was past due. The sheriff had already served me eviction papers. It's been really hard since my fiancee' died. It was unplanned and my son and I were left with less than $10.00 to our names. I have worked and struggled and we've gotten through but never ahead. I knew this tax refund would get us out of the little debt we had and actually put us ahead so that we could stay ahead from here on out. Unfortunately, the asst. manager of the Suntrust Bank at the Publix (her last name is Skeeter or something very similar) I chose to visit decided that I couldn't have the money and put a legal hold on it. Over the next 5 days, she has had me running up to her branch 2 to 3 times each day, and waiting in front of her counter at least for more than a total of 12 hours, has sent me to our county courthouse twice and had me personally bring to her many documents to prove that my fiancee' is dead and that our son belongs to him and more. She knew we were being evicted this Thursday and that I had to have the money by Tuesday night to avoid an additional $200.00 charge on top o the $2044.00 I already owed for rent. She kept dragging her feet and literally lying and making up excuses. I ended up speaking with Suntrust's legal team many times during this period. I told them the Ga. law she was violating and discussed everything else with them about my situation too. They told her to release the money to me on Tuesday. She kept telling me she was waiting on a piece of paper from them first. They told me there was no paper and that she was making that up. They talked to her several times and told her to give me the money but she wouldn't. She told me that the money wasn't mine and that it belonged to my son. She refused to give it to him. She wanted me to prove that I was his guardian even though she had the birth certificate and the genetics test and all. The court said there was no such thing and that she was in violation of Ga. Code 29-3-1 which states that money, property, etc. with a value of $15, 000.00 or less (The tax refund was for a bit over five thousand dollars) belonging to A Deceased person must be turned over immediately to the legal heir...which is my son, Taylor, the deceased's only child. The only proof any person or establishment is allowed to ask for is proof that the heir is the child of the deceased which I provided to the asst. manager in the means of a Georgia State Genetics Test. This Georgia Code states that any person refusing to turn over the money or property is in violation of the law and can be prosecuted. I showed her the actual code printed out to her from the courthouse and she just laughed at it and told me she still wasn't going to do it. I told her that I would prosecute her and she grinned, saying, "Go ahead...call the cops if you want to, you're not getting that money". Finally, after a load of paperwork being provided to her, the legal dept. in Florida telling her she legally had to release that money to me, and my visit to another Suntrust Bank for help (in which they investigated and said there was no legal reason for her to hold the money), she called me and my son into her office where she told me again that she and the main lawyer in Florida decided that the money did belong to my son but that she has decided not to give it to us because it's not my money just to go out and blow. I told her that she was causing us to get evicted from our apt. the following day and she laughed and said, "yes, i told our lawyer that and he says he knows it and that it's unfortunate but that it's TOO BAD." These were her exact words. I told her that I wanted the money sent back to the IRS then so I could just wait for a check and she told me "no" and (these are her exact words) "this money isn't going anywhere. It's gonna stay right here in my bank until I decide what to do with it". I told her she couldn't do that and she pretty much threw us out as she giggled. I'm not joking at all. She literally giggled at us. My son was devastated and I was humiliated. When i got home, I again called the lady who had been helping me on the phone and she said all that was a lie...that their lawyer never said anything like that and that the asst. manager had not even talked to the legal dept. that day as she said she had. They were truly fed up with her and I'm sure you can check this all out with them should you choose to do so. Anyway, after waiting all this time, doing everything the asst. manager asked of me and more, the manager of the same branch told me to wait for a phone call that day in which the money would probably be released. The legal dept. told me that the phone call would consist of her telling me the money had been released and I could come and withdraw it. The lady there said that they actually wanted the asst. manager to have to call and tell me that after all the trouble she had put me through. So, I waited all day long. I'm talking all day. I did call a few times and each time I was told by the branch that the asst. manager couldn't come to the phone but that she said for me to wait by my phone for her call. Finally, at about 6:30, just before that branch was to close, she called me. I was so excited when I got the call. I answered and she told me who she was and all and said, "ok, about your money, I just wanted to let you know that you're not getting a penny of it". i was totally shocked. I actually burst out crying. I told her that I was told that she was to release it. She said she knew all that but that no one was making her do anything and she wasn't giving it to me. She said "all you white people think you can get whatever you want in this world, but I'm going to show you that you can't here at Suntrust". She then hung up on me. Needless to say, I have never seen a penny of the money and when I tried to check on it today, The IRS says they haven't heard anything about it and the people at the 24 hour bank line told me that they had no idea what happened to it and that my account had been closed. I didn't close it and I can't believe that she would have the nerve to close my account on her own and for no reason.
My dad has had an account with Suntrust bank for more than 30 years. He has never had a bounced check or a negative balance and is in very good standing with them. He even offered to come up and sign anything he could to guarantee the money and the transaction himself and this asst. manager laughed at him also and said that "that's not going to help her either. I'm not giving her the money". He told her he was thinking about closing his account because of this and she smirked at him and said, "well, we have lots of other accounts, I'm sure your's closing won't even be noticed, Mr. Williams". How is that to treat a faithful and loyal 30+ year customer?...WOW!!...I was never rude to this woman. I never caused trouble at the bank or even let anyone know what was going on during all the time I was going through this. All the times she had me and my son standing there waiting, I never let on to any of the other customers that I was unhappy or having any type of problem. She had no right to treat me the way she did and certainly no right to talk to me the way she chose to either.
Can you believe that on the second day of all of this that she called me on the telephone at my home. I was so excited when my son told me who it was. I thought she was going to tell me that the money had been released. I picked up the phone (all happy and such) and She actually started yelling at me (just like a parent would yell at a child who was being very bad) saying " YOU BETTER NOT CALL THE 1-800 NUMBER AGAIN FOR HELP AND YOU BETTER NOT TRY TO CONTACT THE LEGAL DEPARTMENT AGAIN EITHER". Now, does she have the right to call a customer at home and literally scream at them and then hang up on them. I want you to know that I am just so upset by all this that I don't know what to do. I can't get over it. She ruined our lives and knowingly did so by her own choice. I have emailed James Wells, the President of Suntrust Bank about this but haven't received a reply yet. She just can't get away with this.
|
|
JazmineA
March 7, 2011
Inadequate Employees
I have been banking with this location over 2 years. My family had plans to close on a house Friday, March 4, 2011. When I went to begin the transaction, I was made aware that the funds I'd had the previous night were no longer available to make the downpayment. After 4 days of being givin the runaround with their "customer service managers". I finally got some information. Come to find out the idiot banker whom helped me failed to do their JOB and deduct the money from my account from a transaction which I'd done February 3, 2011. This transaction was a punch in the face over a MONTH later!!! To add insult to injury my family was unable to move due to the funds FINALLY being posted. I will never reccommend this location or branch to ANYONE!!!
|
|
bkwtr22
March 5, 2011
Refusal to Release Vehicle Title
On May 31st, 2010 I purchased a brand new 2010 Toyota Prius and had the vehicle financed through Suntrust Bank. In July of 2010, I had the vehicle refinanced for a lower interest rate with "Bank B". I took a check for the balance of loan in full from "Bank B". Stamped on the back of the check from "Bank B"were instructions and the forwarding address for Suntrust to send the title to the new lienholder. I was later contacted by mail by "Bank B" expressing that they have not received the title from Suntrust and it is my responsibility to obtain the title and ensure that "Bank B" receives it. Suntrust Bank failed to provide me with a copy of the title to my vehicle.
I contacted Suntrust in September of 2010 and made my initial complaint to the Better Business Bureau, after receiving numerous correspondence from the current lienholder, "Bank B" in regards to the failure of the title, (collateral) being provided and threatening to increase my interest rate. Communication was facilitated through BBB between Suntrust and myself and it was agreed upon speaking to a supervisor that she would request a copy of the title from the North Carolina BMV in Raleigh and have the title sent fed-ex to me after she receives. She informed me this process would take between 6-8 weeks. Suntrust again failed to send me the title.
I am in the militaryand I was scheduled to deploy by the end of January 2011 to Afghanistan so I was hoping to have this resolved prior to my departure. On February 15, 2011 a 2nd complaint to BBB was filed again in regards to Suntrust refusal to send me the title to my vehicle. To, since the complaint has been filed, Suntrust has not initiated any contact with me. I have contacted Suntrust and I was informed that they will not send me a title they will only send me a lien satisfaction letter and they refuse to send the title to "Bank B", even though they were initially instructed to do so at the time full payment was made for the balance of the Auto Loan. Suntrust accepted funds from "Bank B" and refuses to give them the collateral. It will be going on a year soon and I still have not received the title to my vehicle. I am currently deployed in Afghanistan. My wife, has legal power of attorney and authority to handle all business and financial matters that may arise in my absence.
Desired Resolution is for Suntrust to send me a copy of the title for the vehicle in which I refinanced and have it mailed directly to my address in c/o my wife with the proper tracking information provided so that I may ensure the title is received by the current lien holder, "Bank B" in my absence.
|
|
kickmeagain
January 7, 2011
Unethical Discretionary Bank Practices
Suntrust advertises their internet banking and mobile application for smartphones as a value add, customer service that is a 'courtesy' for their clients. DO NOT BE TRICKED by this practice. Suntrust is keeping two sets of books. The online banking available balance does not agree with the bank's database. Beginning in August after financial institutions' charges became regulated, Suntrust has been selectively crediting deposits to my account after holding several debits in 'pending' This results in an overdraft or close so they hit me for $36.00 for all the items they 'paid' further decreasing my balance by another $216 + THEN they show my direct deposit. I have been charged close to $3, 750. since August as a result of Suntrust's greed. Seriously, I have banked with them for 16 years and I have never had a negative balance until August. I have an ATM receipt dated 12/24/10 20:16 p.m. (7:16 p.m.) showing $ 1, 536.25 available balance. I did my Christmas shopping mindful of how much money I had available. Unbeknownst to me, they had been holding 'pending' items that were not appearing online. On Dec 27th and 28th, I had a $1, 500.00 deposit. They posted all pending items and a total of $216 in nsf on the 27th and another $216.00 on the 28th. After all of the charges I was $938 negative. They applied the $1500.00 deposit which ultimately gave me an available balance of $ 600 approximately.
The Federal Reserve cannot dictate/regulate how banks apply transactions and Suntrust certainly plays that loop hole. I just think it highly unethical to tell you customers what they are looking at 'online' is just an estimate/courtesy that the bank's records show another view.
Is there a consumer advocacy organization I could contact to request a open records audit, please?
I could change banks and do plan to however based on the complaint threads here it looks like all the banks are breaking the backs of the working class while enjoying millions in salaries and bonuses.
Is there any speck of hope and/or recourse for the little voices out here?
|
|
jdimaggio
November 30, 2010
Terrible Customer Service
I called Suntrust to inquire about making a principle payment to my auto loan. I was told I could do it over the phone for a fee and simply needed my account and routing numbers. I got off the phone moved money from another financial institution and gathered all the account information as directed by the Suntrust rep.However when I called back I was now told that I could not make a principle payment over the phone with no explanation as to why I was told otherwise 30 minutes earlier. I am taking my business to another bank and am refinancing with another institution. It is frustrating to deal with a bank that does not know what they are doing and puts the inconvenience on the customer because of the banks lack of competency. I left doing banking with Suntrust years ago and now I remember why. I will never get my business again and I am beyond frustrated with the incompetence that I have had to deal with. Jon DiMaggio
|
|
Queenmac
November 13, 2010
unexplained fee
I am in the process of refinancing with another bank. Suntrust would not work with me on a refinance and I found a lower interest rate. On my latest mortgage payment bill for 12/1/10, there is a $20.00 charge listed simply as a fee. No explanation, not a late fee, just fee. I called customer service and found it is a $20.00 charge for my new bank asking for a pay off on 10/4/10. Just irritates me that there is no explanation. The customer service rep explained that they notified my new bank at the time of the call and that is just great, but tacking onto my mortgage payment without explanation is not right. Just as a side Bank of America is charging $ 75.00 for me to pay off my car loan. Money grubbing scoundrels, as if the interest is not enough! Are there no regulations on these institutions? They just make up and attach fees as they wish!
|
|
obxgal
November 12, 2010
Huge NSF fees
This bank charge excessive NSF fees. They will charge you 36.00 for charges that are $5.30 and even if you are in the negative for a few days they charge you the fee just cause. I have never seen anything like it. They alwasy put the largest transaction through first so it sucks up all the money so they can sock it to you with all the fees for items that may only be 6 or 7 dollars...its just NOT right and banks should not be allowed to do this to regular people that are living pay check to paycheck...not right!!! They need to be stopped!!!
|
|
Cilinda
November 3, 2010
poor customer service
Have banked w/ SunTrust since they bought out Crestar, many years ago. In the last five years or so, their customer service has gotten nothing but worse. They attempted to switch all customers to debit cards. It took two trips and over an hour of hassling to get them to agree that customers could have ATM-only cards "if you fill out this form." They want the switch to debit cards because they make more $$. I, however, do not want a debit card. It has taken three trips to try to get the PIN number switched to one of my own choosing, and I still have not completely succeeded. The explanation is, "There's a glitch in our computer system." The customer service at SunTrust inside the branch banks is TERRIBLE, just absolutely TERRIBLE. This is not a case of asking for a special break or of bouncing a check and complaining about a fee. This is a case of just asking for the most basic and simple of services. After many, many complaints and no resolutions and no changes -- and after they continue looking at me as if we're "friends" rather than people in a business relationship -- I finally have decided to end the very bad relationship that just got worse and worse because of ignorant, poor, and insulting in-person customer service.
|
|
RECENTLY UPDATED REVIEWS
With MONEIORECLAIM.COM, I reclaimed every penny I lost.
LUAN KHUC UNCLAIM ASSETS ON FILE : $2,111,650.00
The company does not honour the warranty claim and makes you pay for device repair even if you are not at fault.
Taxi To Heathrow & Heathrow Taxi Transfers
Digital Marketing and Company Formation Services UAE | SEO and PPC Marketing
REQUESTED REVIEWS
REVIEWS BY CATEGORY
|