SunTrust Bank

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1 stars
(60)
Category: Business & Finances

Contact Information
Atlanta, Georgia, United States

SunTrust Bank Reviews

December 3, 2008
money withdrawn
they took money and i want it back the end!!!
November 28, 2008
consumer loan dept
recently i was laid off from work . i was given a months notice so i contacted suntrust bank and notified them of my up coming job loss. they said they were sorry to hear that but there was nothing they could do untill i was six days late on my payment. after that they would be able to set something up to help me stay current on my account .So after six days late they called wanting to know when i was going to send a payment. After talking to three differant people i got the re-write dept. they told me i needed to get a job before they could help me. If i had a job i would not be asking for help. Nothing like kicking a man when he is down huh ?
November 18, 2008
unauthorized charge to my account
Fit-Fac.com has charged my account for $29.95. I did not authorize them to do so and I want it removed immediately. Please let me know what else I need to do to ensure this unlawful charge is removed. Thank you.
September 11, 2008
Scam
Have had an acct with Suntrust, aka previously CCB, Got the Plus package with CCB resulting in the $5.00 fee at the time back in 2001--that was fine--Suntrust took over CCB Aug of 2005--they still deducted fee on something I have just recently found out Suntrust never offered and did not, i repeat did not carry. We called last year after another insurance offer came in, asking about the old one that was attached to the five dollar fee---no one could tell us anything on that at the time---recently, back in July of 2008, we were informed that we should not be paying said fee, was told to contact the Affinion Benefits Group and they have denied, so far, a refund of five dollars each month back to Aug of 2005 and also am owed money for purchasing checks. Filing formal complaints everywhere, Federal Reserve, Attys General Office and would with the Ga. Dept of Banking and Finance, however they are not accepting any new complaints at this time due to staff cutbacks---I told the woman on the phone it was probably due to an overwhelming amount of complaints against SunTrust Bank. Be interested in hearing from anyone with similar issue.
July 25, 2008
Check Cashed
I have been cashing my check at this brach for the past two months as I have some finiancial issues to clear up with another bank, so never the less I have been successfukk at cashing my checks at this particular branch I was asked to do the famous thumb print and two forms of identification I produce a VALID md driver's license and SS card. never the less I recently got arried and the last names were different. The teller said ashe needed to get a signoff for whatever reason so I waited she goes and talks to the BM - branch Manager who tells here that my SS card is not a form of idetification since when? And was asked to produce a marrige certificate! Hater! She denied me the cashing privelage for that very reason and I am PO. I do not like when a Sister Girl is in a position of Minute authority thinks they are better than you when I have seen that Branch Manager sit in the same Ghetto Hair Salon and mibgle wioth the Same Ghetto people as I have on a bi-weekly basis she's a foriener and she is loclass hussy whereing Stipper shoes to work. Trying to cash in on an american to get that visa. Dumb ho! So I got the check cashed at the branc up the street and opened an account there so ther goes you commision. Tramp
July 22, 2008
Poor service
This company talks about how they are so customer friendly. They are nice to you on the phone, will listen, but offer nothing and provide nothing. Because the market was bad, they ignored me on refinancing in the beginning of 2008 when interest rates were low and then called me to refinance when interest rates went up.

In July 2008, suntrust froze my home equity line of credit which had a zero balance. To test there customer service, I asked them to just close the account and waive the $400 closing cost early termination fee. They said no. So I have an equity loan with zero balance that I cannot use but will have to pay $400 to close it within 3 years.

The whole time they keep saying how they know me as a customer now, how they are rated high for customer service with JD Powers, and keep wanting me to open bank accounts with them. All I have to say is hell no. They should remember to take care of there customers in good times as well as bad times.

This bank is not a consumer friendly bank and I do not recommend SunTrust bank at all.
July 21, 2008
Overcharged
In May I decided to start using my Suntrust checking account. I started a new job in May and on my way home from the east side of town, I was going to make a drivethru deposit at the Suntrust at the corner of SR 434 and SR 436. When I pulled up it was clear that the drive through was being worked on. There was a scaffold and yellow tape all around. The drive thru looked deserted. It was late now and I had no time to go anywhere else.

This was the start of losing over $500 in NSF fees. I am a creature of habit and came the following day. The ATM outside was closed so I made deposit in the overnight depository. That was a bad idea. Suntrust doesn't credit your account the next day which they should! This doesn't sound ethical to me. If you deposit money why can't it be credited the next day, especially if it is cash! There is no reason for this other than greed and the bottom line.

During this time I had lost my mail key and wasn't able to retrieve my mail from my box. I kept making cash deposits thinking I was okay, but I wasn't. When I got into my mailbox they had charged me over $500. And this was all because this bank doesn't credit your account in a timely manner. I talked to a rep and she credited me $70 and said that was a one time credit because of the drive thru. I later talked to the local bank manager who did the same.

If they notice a trend on a person's account where there is a lot of deposits yet a lot of NSF fees, can't they notify you? I guess not because banks make a lot of money off poor class people that can't afford it. But that's the way of the world, isn't it? The rich get great interest rates on loans and make money off their bank accounts. They can afford problems like this. But the poor, who can't afford it all, are the ones who continually get charged high interest rates, and NSF fees of $30 per occurrence. This cycle is never ending. You need a car, your credit is poor, you have to pay a higher interest rate. You struggle to make ends meet and pay your high car payment, then you don't pay a credit card monthly bill or don't get your deposit in on time and you are charged $30 late credit card payment and a $30 NSF fee. The poor can never dig themselves out from under a mountain of debt.

To sum it up, the bank would not help me further. I was on the phone every night talking to a rep named Tony to try to get some help on all the charges. I read someone else saying talking to the Suntrust reps was like talking to a robot. I totally agree with this. Every time I called regarding this matter I always hit a brick wall. One time when I called to talk to Tony about this matter one rep asked me twice for my personal information. Was this necessary? Also it seems like every rep has a different knowledge base. Sometimes when you call you reach someone who knows where. One time when this happened, I asked to be transferred to the Orlando call center. They could not do it! Why couldn't they?

I know that there is legislation going through now about high interest rates on credit cards. Why can't they do something about the high NSF fees that the banks charge? Why so much, it doesn't cost that much to them. If your check bounces you not only get a bank charge but the person you made the check out to will charge you another $25-$30 as well. Someone has to do something about these NSF charges. The people that get charged these fees are the very people who can't afford them.
June 16, 2008
lOST MONEY
THERE IS SOME FREE LOADER POSTING SOME CHARGE ON MY ACCOUNT AND THE NAME LISTED IS DRI.REG.NET. I DO NOT WISH TO BUY ANYTHING FROM THEM AND I WOULD APPRECIATE IT IF THEY STOP POSTING THESE CHARGES. LIFE IS HARD FOR EVERYONE, THAT'S WHY I GOT MYSELF A JOB. THEY SHOULD GET AJOB TOO. NOT STEAL. I INTEND TO APPEAL IT AND GET MY MONEY BACK, BECAUSE I WORK TOO HARD FOR IT.
December 5, 2007
Unauthorized bank charge!
I checked my checking balance balance on Saturday 12-1-07. It said I had plenty of money available. I made two debit transactions. I made sure I didn't go over my balance. They were approved. On Monday I had a $105.00 ins. funds fee.

I called Suntrust and they said I had a check that came through on monday and they process checks first. These were approved transactions on Saturday and if they would have processed these first, this wouldn't have happened. I called them and they would not budge. I asked them how many other people have they cheated?

Beware people of Suntrust Bank!
May 30, 2007
Deceptive business practices
Breach of contract issue, unjustified fees charged then added to loan balance itself resulting in interest being charged, interest being charged on interest, same interest being charged twice, incorrect APR's, incorrect year end tax reported on my tax statement and numerous other issues.

Biggest problem, the Federal Reserve Bank's who are suppose to be in place to help the consumer with these issues. Consumer's need to start reporting their complaints to the news media, Board of Governor's, Congress and everybody and anybody that has anything to do with the Federal Reserve system.

There are no laws in place that currently protect the consumer's from the type of actions these Bank's are imposing on the consumer. The Federal Reserve Bank promised me a report a month ago (they've had my complaint since 12/06) and then told me a week ago they sent it onto the Board of Governor's for review. When I asked when they sent the report to the Board, I was told they couldn't tell me that. When I asked when I could expect to hear from the Board, I was again told they couldn't tell me that either.

When I asked for a copy of the report (which I was promised by the Reserve Bank itself) they told me I'd have to wait for the Board to send me the report. I've gotten nothing but the run around.

The only recourse a consumer has is to sue the bank and attorney's won't touch these cases due to the dollar amounts involved. Un less enough people unite and really put up a fuss nothing is going to change and the bank's will be allowed to continue financially raping the consumer. I have decided to go ahead and proceed to court because I'm determined not to let SunTrust or the Federal Reserve cover each other's butts anymore at my expense.

I also intend to bring this matter to the forefront and will do so persistently as well as diligently. I suggest all those with bank issues do the same unrelentlessly. Both my bank and the Reserve's Bank philosophy is to frustrate the consumer until they just give up and/or go away defeated. Do what I've done, post buyer beware signs on both your rear side windows and if possible DON'T leave the bank until you've resolved the issue with them. I go through their drive through with my signs on the car as well as park my car in their lot and you'd be amazed at the people that will approach you.

Banks because they are shielded by the Reserve Bank's have come to believe they are above reproach. I intend to prove them and the Federal Reserve bank that neither of them are!

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