Calls are made usually on Saturdays with threatening tactics to have you arrested and sent to jail and you will have to come up with $5000 if you don't immediately pay a lower amount. Callers have heavy Indian accent and have a way of getting under your skin. They know all personal information. They won't stop calling until you give in. I got me for over a thousand dollars and from reading on the web, they have a good thing going because there are several other complaints. They call on the weekends and by Monday and all during the week, there is no answer to the phone number they give you. I was a fool once, but never again. I won't be intimidated again.