Tate & kirlin is a horrible collections company. Yes, they are legit, but have a shady back round with banks. They lived on wamu for years and now that wamus gone they want money from everybody. I dont even owe money to anybody and these scumbags are calling me... and its annoying and harrasing. I must have gone through the automated process at least four times to tell them they had the wrong person. After that i get some snot nose bitch being nasty to me on the phone cause i dont know some guy there looking for.Tate & Kirlin associates try to defend there pathetic company. Any other collection agency asks u your number and your simply off their list. Tate & Kirlin are the people; that are sucking money out of the people and the economy because, they owe money to the big banks and government. For being so harrassing to people that dont owe you money, i dont think they deserve money from anybody. For the people who work there your phone system is pathetic and your very rude especially to poeple who take time out of there day to deal with your bullshit. Its sad to think your a company. Anybody that has the slightest problem with tate and kirlin and you dont owe money, report them to a better business bureau and take a record of the harssing phone calls. You are not alone this company is known for being shady, rude, harrassing and annoying.Dont stand for their harassment.