I just recieved a phone call from Tate & Kirlin and the woman on the other end asked for my husband but with a different last name and than asked for myself with the correct name. After confirming that she had the right number she hung up on me. I called the company back because I thought we had taken care of all our debt and was curious why they were now calling us. I was told that a phone call to our number was not in their system therefore they never called us. Well I told him that I took the number directly from our caller i.d. and the gentleman on the other end started to raise his voice telling me that they never called us and than once again I was hung up on. So, now I don't know if I should try and contact them again or just wait but I do know there was no reason for me to be hung up on or yelled at.

I don't even know where to begin...

They've been calling nearly every day for about 2 months or so concerning a debt that was disputed with original creditor. The couple times my husband did call back or answer, they posed as original creditor over the phone. They even attempted to negotiate a settlement in the name of original creditor, which we refused!

We discovered it was not the original creditor when the collector, who gave an obviously fake name, gave the Tate & Kirlin mailing address and info when collector solicited for four post-dated checks to keep him off our backs til then (and added if we didn't send payment, he'd add interest)! Immediate red flag, I know the original creditor is on the up and up.

I was able to contact the original creditor in an effort to complain about these guys they had supposedly asssigned to collect only to find out that the disputed charges had been charged-off after no agreeable settlement could be made! They did tell me that they have done business with Tate & Kirlin in the past.

I'm making a visit down to the local court for a small claims filing tomorrow. If they are pulling similar crap on you, please review the Fair Debt Collections Practices Act for more information.