These people call me anytime they wish i hear talking in the background but no one talks to me. I am assuming it is from a credit card company as i checked out their numbre on the web.

The company is legit, but the employees or 75% of them have criminal records and cant find jobs anywhere else. if u have ever been treated rude on the phone its probably because they were under the influence of alcohol or narcotics. how i know? i used to wrk there and seen co-workers using while on the clock, buying in the parking lot then calmly going to the cubicle and calling customers asking for there credit card # or checking information. they never use their real name so to look them up would be useless. dont worry bout the nation magazine exchange, it never shows up on credit report, that acct. is more of a moral obligation. u also never have to pay a 3rd party collection agency. make sure they read u ur rights before even discussing ur acct. and if for whatever reason u dont want to pay or u don't want them to call anymore, u have rights. TELL THEM DO NOT CALL ANYMORE. If they do, u can sue them.. Remember you have rights also and maybe you dont want to give or verify your personal info like name, ss#, address, employer name and phone # to someone who just got out of jail the day before for theft now is asking u for ur credit card info or checking info. AGAIN, not all the employees r bad, but majority of them r and since they dont use their real names, which is also against the law, ur always taking a chance on who ur giving ur info too. DONT EVEN TRUST THE MANAGERS, they also have criminal records, and hire a lot of there buddies. I am just a concerned person who did my research and is handling what i need to, HOPE U DO THE SAME. Blessings to all who take seriousness to my words.