TD Bank is charging us OD fees for the time epriod that, and I'll copy from teh online banki9ng website, "Please Note: Thank you for your patience. We are experiencing unusual delays in posting transactions to Customer Accounts. Please rest assured, your accounts are safe and secure. We will resolve this issue as quickly as possible.

We sincerely apologize for any inconvenience this may have caused you.".

Our credit card deposits are not clearing teh bank when they should, resulting in ODs. We were unable to transfer funds between accounts to cover overdrafts and so far no apology or refund. I hated this bank before but now am actively looking for a new bank.

They also do not have any type of "grace period" to cover an overdraft. As soon as your balance goes below 0.00, even by a penny, the fee is charged. And this doesn;t take into accout that we have more than one account with the bank with funds available to cover in our other account, or on our line of credit or on our overdraft protection account attached to the other bank account.

Absolutely this bank has got to be at the top of the worst ever!