This crooked bank wanted to charge me to close my account, so I kept a small balance in it for years. My balance was 47¢.

Five months ago they changed my account so I would need a minimum balance to avoid a fee of $9. Their customer service said this notice was in the corner of one of my statements, but I have yet to find it.
Yesterday I got a statement from them and a bill from a collections agency for the $64 they charged to my account in NSF fees. No separate notice was give for the NSF status of the account.

I HAD an 800 credit score, but this bank has ruined it.

So, yes I am following the little blurb that I did see on my last statement asking me to tell people about TCF Bank.

TCF Bank. Run!