I think I have an interesting case that goes to the root of our nations past and current flawed lending and collection practices and is very relevant to the issues of the day. Our nation’s banks have relied on the activities of their agents and surrogates and have tried to build their businesses through trust, fair play and honest business dealings. Every advertisement you ever see about a bank is about how honest and fair dealing they are and how they are an asset to the community. However, one of the reasons our economy is in a mess is because our banks have the problems with the bad loans they have. Much of this is due to their reliance on fraudulent activity of their loan agents, title people, attorneys and others that put the fraudulent loans together.This is all headline news, it isn’t something I need to explain however, the current collection activities of these banks in my opinion is just as bad and just as fraudulent, it is totally shameful and people should be held accountable.
I have had a judgment placed against me by Union Bank and The Best Service Company, Inc . I WAS NEVER SERVED by the process server and never had an opportunity to defend myself. I requested proof of service and the process server in a paper filed with the County of Orange, swore under the penalty of perjury that he served me at my home. He ABSOLUTELY did not and I have documents to prove that. He lied about serving me. Now a judgment has been placed on my home, banks accounts levied and every other asset they can find is in jeopardy. I and others are being put on the defensive and forced to take time and spend money and stress out over the fraudulent and unethical collection activities of these banks.
Has anyone else had problems similar to this? What was your remedy