I called the credit people and asked for a loan for wedding costs and they took me thrugh an application and told me i had been approved and that the repayments would be £114 pm and that if i wished to fast track my loan i had to pay £49.50 which would GUARANTEE the money to be in my account by the following wednesday. stupidly i believed them and paid the fee however on the wednesday the money was not in my account. i called them back and they said that due to bank hol the process of my loan had been delayed and that a confirmation letter was in post as soon as i signed and returned the money would go into my account. however all i received was a letter for another company which i had to call which i did and once on the phone was advised that calls were charged at £1.50 per minute and that they were a broker not a lender! i was not happy that i had paid the fee of£49.50 just to be passed onto another broker so gave the credit people a call back who told me that as i had made the phone call to the other broker they were not liable to give me a refund. i was disgusted at this as they totally misled me in thinking that they were a lender! i have now made various phone calls to try and get a refund but all to no avail! i feel stupid to have believed that what they said was true stay clear at all costs they are nothing but a big CON!!!