I agree with the lady who has posted below. The Credit Physician is nothing but a scam operation, and all of the very positive testimonials you see here on this site were all written by "Dr." Mike himself. How can one tell? First, this is a complaint website, so very few people are going to come to this site and write positive testimonials. There are plenty of other websites were those are more appropriate. More importantly, every single "positive testimonial" on here all have Mike's tell-tale ignorance of proper punctuation, capital letters, etc.

The Credit Physician is a scam operation, and the Ohio attorney general filed a lawsuit against him in 2008. Don't be fooled by his slick promotions. The guy is a bad seed, and you do business with him at your own risk!

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