You go to this site The Grants University on the internet where it says you can get a grant for different purposes and for $1.98 shipping and handling you will receive in the mail their cd of grant info. Then you receive a phone message where they say we want to thank you for your recent purchase of The Grant University and have you call us back at 1-800-404-6830 to validate your recent purchase. Then unexpectedly a woman with an accent from another country calls you and says we need to get some info. regarding your grant from The Grant University.Are you an american citizen, are you 18 or older? I said yes .Then she said You you know have a real good chance of receiving a grant. Then she asked me what catagory of a grant do I need. I told her I need money for court. Then she said that there is grants available for starting a business to.I told her yes I need a grant to start a business too. Then she says we have a package for you, and in order to send it do you have a credit card. I told her no I just have a gift card.I said will you accept a credit card. She said I'am sorry we do not accept gift cards. Then I said will you accept a money order.She said no. Then she said is there anyone around that has a credit card.I said no.Then she said I need a credit card right now and I told her that I don't have one and it would take me time to get one, you will have to give me some time. I said I don't know why you won't accept a credit card or a money order and she said well I'am sorry but that is just the way that it works.I said well I guess I will just have to call you back later. Later I looked at my gift card and there was a debt made for $37.98 from packages are us and $1.98 from The Grant University. You talk about low these people at this company scalped me and she said we don't accept gift card purchases, right. Now with all the trouble of getting ripped off what has been happening day and night with my phone I am being harrassed by this woman with her calling 24/7, and she never leaves a phone message at all. What does she want did'nt she get enough money out of my pockets already.