After hearing of this great offer (like they make it sound) I was really happy. Then I seen the interest rate...wow, but if you really need it to start a business like me I was willing. They told me I needed my down payment (which was 2 payments plus a $300 non-refundable application fee). He made it sound like I would have no problem getting the loan, but drafting my money from my acct within 24hrs, they were not able to approve me & made $300 off of me. That was Monday/Tuesay, it's now Friday and I have yet to see my other $1555 to be put back into my bank account.