They have had several people to call me and threaten and harass me while on my job i have written documentation and time of calls, i have spoken with an attorney who have advised me that this is referred to as debt harrassment and it's against the law to do so. I have asked them to send me information by mail and have not received anything as of yet. But i proceeding to consult with the attorney about harassment charges regarding this matter it is a bit annoying that if i am indeed responsible for the debt that is owed that they would send me something by mail that is proof and not try to intimadate me as they are doing at this point i have received 5 or more calls threaten to put me in jail or send the police to my job to pick me up and even went as far as to tell me i would spend 9 months or so in prison and etc; to me this is making threats and every two or three days the have some one to call me with non-publish numbers or personal cell phones this is certainly not business equity so i will persue by consulting with an attorney for charges against this company for Bad Debt harrassment.

Thinkcash's interest rates are already a joke, $185 a month for 6 months on a $500.00 loan. Needed the money so I took the loan and after a few months into it became past due on one payment...now I am paying the loan off at the end of the month and after 2 overdraft fees with my bank and thinkcash's past due daily interest I owe $680 total! They already have $555 from me and I still owe $680!!! I'm urging everyone because of my dumb mistake, please do not do it! Only if you can manage it, there is no deferment or no forgiveness...think cash will not be in business long! That's why they keep switching their name, just like Cashcall! Please post your stories if you have any...people need to hear about companies like these and be warned!!!

I have used PayDay 1 in the past for short term loans. They were a bit expensive but they saved me for a few days when my bank account was low. The last time I tried to use them, they said they no longer gave loans in Florida, so they referred me to Think Cash. Because of my experience with PayDay 1, I was stupid and did not look over all of the terms. Instead of giving me a short term 30 day loan like I had in the past, they extended it out. When I called to pay it off three months later, after already paying $633, I was advised that I owed $758 on my $800 loan. I looked back at the website and found out that I was paying 198% interest. Loan Sharks are arrested. What is the difference? I thought usury was illegal. Please be aware of these people. They do not want to help you. They just want your money.

Abysmal customer service!

After applying for a loan and confirming all information with the lady on the phone, I was told that everything was ready to go, and that the cash would arrive in my account the next day.

Turns out I was not all set as she had suggested. Nearly twenty-four hours later, I received an e-mail informing me that they needed me to fax some info over. I did. I was told that I would receive confirmation of their having received that info in a couple of hours. It took nearly ANOTHER twenty-four hours to receive said confirmation and...

The next day, no cash.

Turns out it took them a full day to confirm that some of my copies were too dark and some were too light. No indication of which documents were which... it's all a craps shoot apparently.

So now I've re-sent the info and am STILL WAITING on a confirmation (again). Hopefully this problem will actually get worked out in a timely fashion so that I can expect my loan to process completely sometime in the next 24 hours (again).

Bottom line: When thinkcash says have your money by tomorrow, they really mean sometime next week, *maybe*.

Buyer beware.

There are plenty of other companies out there to chose from... consider shopping around, particularly if you need the money sooner rather than eventually. ;)

I obtained a loan from Think Cash in April, 2008 for $1500.00. I contacted them in May, 2009 to find out how much I needed to pay this account off in full. As of May, 2009 I have already paid $2, 278 on this account and they told me I would have to pay an additional $1530.00 to pay in full. The contract is up in 12/09 so I don't understand why I have to pay another $1530.00 when I would be paying the account off seven months before the contract end date and after already paying $2, 278 on a $1, 500 loan. I checked with the BBB and they have had their accrediation taken 5/09. I just don't know what to do. I do want to settle it but they insist I pay another$1500. Something is wrong with this!