Greed! Greed has happened to many in this country. What was wrong with making a 10-15% profit and not cheating individuals for your own personal gain? Some people want more and will lie, cheat, and steal to get your money, so they can have more at your expense and you have less. You receive nothing in return but stress and have a harder time just trying to have the basic necessities of life—food, heat, medicine, but they don’t really care. <br />
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Welcome to Infusion Media, Thrive Learning Institute, and Capital One Credit Card Company where you are really taken for a ride. Hi Clint Arnell, Brandon Clark, Zach Bradshaw, and the Capital One Dispute and Fraud Investigation Departments. <br />
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At Thrive Learning Institute you pay a lot of money for a lot of nothing. Think you are getting a web site from them to start an online business. Think again. What you get is doing all of the work yourself because the only thing they provide is telling you where to go to access free things on the Internet for your web site. They also provide more ways for you to spend your money when you were told there were absolutely no more out of pocket expenses. You have to purchase a domain name, get a business license, a drop shipper, set up a merchant account through them, pay hosting fees, and so on. <br />
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Now this is the good part. I spent $4, 225 for all of this and what I actually got was this: Infusion Media had their phone number disconnected, so I thought it was a scam (it really is a scam) and filed a dispute with my credit card company. Brandon Clark and Zach Bradshaw said they had me on tape and I could not get my money back, so I worked very hard at making my $4, 225 really count. Here is where we find out what kind of a company Thrive really is. Sean from Thrive called to verify that I had, in fact, filed a dispute with the credit card company. When I verified I had filed a dispute, he said I needed to stop calling and e mailing them for help because they (Thrive) weren’t going to help me any more and I needed to call Zach Bradshaw. <br />
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So, I called Zach Bradshaw and he wanted to know why I filed the dispute. I explained why I filed the dispute and the concerns I have with Thrive Learning Institute. Zach said if I dropped the dispute, my concerns would be taken care of. Zach offered me 6 additional months of free hosting and to start my year training over again. Zach was to send a confirming e-mail regarding this, which I never received, so I didn’t drop the dispute. I talked with Zach again and told him I wanted my money back as I never received an email from him. Zach said why would I send you an email when I don’t know how you learn and I didn’t hear from you regarding dropping the dispute. I told him you know how I learn because I have been in contact with Thrive constantly trying to get this done. Zach used the communications I had with Thrive (verbal and written) against me for the dispute with the credit card company and Capital One fell for it. Zach said because I did not drop the dispute with the credit card company has caused Thrive a hit on their merchant account and also cost Thrive a considerable amount of money. I told him I was waiting for his confirming email before I dropped the dispute. Once again, I was getting nothing in return from Thrive for my $4, 225 investment. Zach offered me this: I could either continue with the training or forfeit my money. <br />
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I chose to file complaints with the FTC, Utah Attorney General’s Office, Attorney General’s Office in the state I live, and again file a dispute and fraud complaint regarding the charge with the credit card company, and the BBB of Utah.<br />
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So this is what I end up with. (1) An offer for $1, 000 from Thrive because I don’t want to continue their training because it doesn’t work, they are unprofessional, untruthful, etc., (2) Rejection from Capital One regarding the dispute and/or fraud complaint (you can prove their was misrepresentation, pay services and not receive them and still can’t get your money back), even though you provide documentation from agencies as the FTC, Utah Consumer Protection Division that there was wrong doing and nothing is done, and (3) you are unable to receive anything from Infusion Media. You would think the credit card company would agree with me, the consumer, as I did not receive the services promised and have sent the appropriate documentation. What I received was misrepresentation and deceptive sales practices of what Infusion Media and Thrive Learning Institute could and would do for you; when in reality what I received was misrepresentation of what they actually provide, when you actually receive much of nothing for your investment, but violating the Business Opportunities Act in Utah and in my resident state, and other violations. Does breaking the law no longer have consequences and full restitution for the victims?<br />
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So, at this point, I am out my $4, 225 investment. I could get $1, 000 from Thrive and pay only $3, 225 for 2 months of the Thrive Learning Institute’s training and support, which really got me nothing because Thrive locked me out of their training web site and access to my web site/domain name, which I paid for. And, last but not least, what company provides a service that you paid handsomely for is allowed to decide they are no longer going to help you because you filed a credit card dispute against them. Just like many other victims of Infusion Media, Thrive Learning Institute, and the credit card companies, Capital One in my case, I have been taken for a ride. It is even harder to survive myself, let alone taking care of an elderly parent and provide financial assistance to a child that has a brain tumor. Thanks for your greed and taking from others who trusted you. No one deserves to be taken advantage in this manner because they want to take provide for their family. A personal thanks to Clint Arnell, Brandon Clark, Zach Bradshaw, and Capital One for taking food from my table, medicine from my daughter, and heat from my home.