I signed on with Thrive in 2008. Was told I could cancel my contract within 3 days. On the night of my contract, my daughter was hit by a car. I called Thrive and told them I needed out of my contract because of my daughter's accident. THEY WOULD NOT LET ME OUT OF MY CONTRACT. So, $6000.00 and 2yrs. later because of them I have had to file bankruptcy because of their empty promises and lies. They said my site would be up and running in 2 wks. and I would have a pay check before my first credit card bill came. What a joke. Not only would they NOT let me out of my contract when I called within the 3 day time period, but they have not offered me no refund since I have never done the course after writting them letters. What a scam

I am posting a copy of my complaint as these two companies are related. I could use some help with this as now the co-owner is threatening to take me to court and to ruin my credit rating - all because I have requested a refund and used my rights as a consumer. I am a victim and these guys really do everything they can to intimate us and rape us of our hard earned money.

Concepts Execution
Registered Telemarketers
License # 7016350-TLMO

I have had the same problems with these scam artists like many of you. I lost my job in April of 2009 and was looking for a way to be able to work from home. I found an advertisement for "Bill Killer" and somehow was convinced to give it a try. Once I submitted what seemed like a reasonable charge, I got a pop up window that told me to contact customer service and it gave the number.

It turns out that it was the number to Concepts Execution and they proceeded to convince me to purchase their program in order to be successful on the internet as an online business. From what I recall, I was given an appointment to speak to the Director, Nick Smith, and that they only accepted a few "special clients" for the program as they were interested in my success. I would have to pass their requirements.

I took this to mean that they would evaluate my abilities to learn online and that the program would be structured just as it is when taking online classes from an University. Since I was recently unemployed and seeking to fulfill my dream of working from home with an online store, I was excited. I thought that my bad luck had turned around and I was hopeful of the opportunity to make my life better.

There weren't any thoughts of my being rich fast or in days. I simply wanted to do better for myself and had worked in the corporate setting for over 30 years. I wanted to be able to make what I had been making and more. Being 52 years of age, I was tired of the corporate politics and wanted peace in my life. I am single and knew that I would need to depend upon myself to make it happen. I wasn't afraid of working towards these goals.

The sales pitch was very convincing and it appeared that I could make a living from an online business. After all, others were doing it.

I remember Nick being hesitant when I told him that I had recently lost my job and would need to wait until I got my severance paycheck in order to invest in the program. I had even commented that I hoped it wasn't a scam. He claimed it wasn't and that he wouldn't be in business if it was. Lies, lies, lies! This didn't stop him from ripping me off. He sounded nice on the phone and convincing, so I signed up for the program in April of 2009.

After realizing that things weren't working out and being scared that I had gotten myself involved in a scam, I contacted Concepts Execution and was told that Nick Smith no longer worked there. I was encouraged to take my complaint to Thrive as my dealings with Concepts Execution was completed. These people pass the buck back and forth and I am now certain that they are connected to each other.

Thrive was just as awful. They appeared to be helpful in the first stages, and BTW, I wasn't informed of all the different phases that I needed to go through. The e-library had outdated info and the coaches only assigned me two or three projects. I completed them and still don't have a website up. They would transfer me from coach to coach and I would have to repeat assignments, or send them my spreadsheets over and over again which slowed the process down.

I repeatedly told them that I needed to get the website up and going and bring money in. I lost my savings due to these companies. They rape their consumers of their hard earned money and then just give double talk and place blame on the consumer. Like stated in another post, they will tell you that they are willing to work with you, but in reality they don't. I am fighting mad now and want a refund.

My recent conversation on Oct. 20th with the co-owner, Robert Montgomery exposed him for the lying, aggressive, and heartless person that he is. He threatened me on the phone and claims to have been doing this for a long time. He said that he will WIN with the BBB (which he considers a fraud) and the Consumer Protection Division of Utah. He claims that he will "come after me" if I place any complaints. He stated that he would hire 20 attorneys if need be to come after me and anyone else as he doesn't care.

I don't know what he expects to get from me as his company and affiliates have raped me of close to $5, 000.00 of my savings and money that I no longer have. Unless he expects to throw me out of my home and into the street to imply that HE is the victim, then I guess I could contact the local media.

If they aren't interested, then I suppose I could make my own video and upload to YouTube. That might be an option anyway.

Either way, he is ruthless and his actions as well as the actions of these other companies will cause their own downfall.

Thrive continues to charge me for web hosting when there is no website up for them to host. They haven't responded to my emails to close the account.

My current concern is that I also had purchased a service through another company that is in contract with Concepts Execution and Thrive. They are called Ameritax and based in Utah. They helped to set up a business name and offer tax services. Once again, these companies refuse to give refunds.

Since this mess with Thrive and Concepts Execution, I am very concerned about any companies connected to them. I have learned the hard way to check all businesses out with the BBB, and Ameritax is rated as F. Pretty scary.

I can only hope that this information is helpful to others to avoid getting caught up in the scam or to help stop these businesses.

for help, send email to [email protected]

Thrive is getting more difficult to recognize. Not only are they using a myriad of sales fronts, I just heard of one that is called "Thrive Success". S.O.S.