I received a call from a man named steve carter at tjf who left me a voicemail at work and on my cellphone stating that he was trying to collect a debt and if i didnt call him back he i would be sent to court. He left a phone# (516)833-3293 stating that that is where he could be reached. Everytime he called my job or cell phone it came up as a private. I obtained the phone# from the voicemail he left me. He stated that he was calling regarding a debt that I had incurred on 05/08/08 of last year in the amount of $550 which i had applied for electronically online, was deposited into my bank acct. He also stated that I had been delinquent on the repayment. I told him that I havent gotten a loan and do not have a clue of who he is. I told him that I would be getting off within the last 45minutes and I would give him a call back. When I got off, I called steve carter at the # above and he stated that he could have the Sr. Investigator deal with this matter since I had told him earlier that I didnt get a loan from them. The Sr investigator's name was Ivy Foster, she stated that $420 was electronically posted into my account sometime in 2008. She didnt have a specific timeframe. The thing that is really scary is that they knew my information. I asked her if she could send me documentation showing that i received this loan, she stated that the information would have to be sent from their investigation unit. I asked her had they ever sent me anything before, she stated that there was no need for them to send me anything at that time. they only send out information if you are being summoned for court. I told her that i was going to call my bank to see if there were any deposits of that nature put into my acct anytime last year and give her a call back. I called my bank and they stated that I had never received any funds in the acct in question. I called tjf back and spoke with Ivy Foster again and she stated that she doesnt have time for my nonsense and i can wait on the paperwork from the investigation to be summoned for court. I heard alot of noise in the background, i said you sound like you are at home not in an office. she said laughling, i am. I told her do not call my cellphone, job or any other#'s she has listed for me. she said that is fine but i will be summoned for court, i told her that i would just wait for that information and go from there.