I too signed up for a loan because I had a medical emergency. I found one and sent an application. 10 days after, I saw a charge on my online account so I called my bank right away to ask who authorized it and they gave me that company’s customer service number. Called them up and they told me that it was a third party membership or like a third party service center, I can’t remember. I asked for a cancellation immediately and a refund of my $49.98. They said they cancelled it and I was gonna get my refund after 3 or 5 business days. Well, they kept their word and I got my money back but it was a little after 5 days.

My bank informed me this morning that there was an electronic check issued for $49.98 in my checking account. I called the number that my bank gave me. Upon pulling up the information in their system, the membership was under a different name with all my information, such as mailing address, email address, social security number, and the like. I was transferred to a supervisor and she immediately cancelled the membership and sent an email confirming this. She provided me with the cancellation confirmation number and IP address of the computer that was used for the application and advised me to forward it to the bank as this is a case of fraud.