0n 02/03/2011 124.95 was taken from my bank account without my permission...much less my knowledge!! I have had to call my bank, find the 800 number to call them, I NEVER even heard of them! I have since then called several, SEVERAL times, spoke to Dennis, Beth, Edrick, Maria, all of whom have assured me that I will get my money back. However, it's been 5 weeks already and no money has come back. Everytime I call they say they are sending it back, or it will be another 2 weeks to process or they only issue refunds on certain days at certain times!! Today they had the nerve to tell me that I signed up for their membership!! I did NO SUCH THING EVER!! Edrick said they got my IP address when I applied for a payday loan... I closed my bank account and had to open a new one, I call top dog almost everyday! I WANT MY MONEY BACK!! My credit Union said since I did apply for a couple pay day loans online, they can't be so sure I did not sign up with top dog, so they are hesitant about helping me!! Top Dog is a scam... $124.95 is actually a lot of money to me!! I would never EVER pay that kind of money for a stupid useless "waste of money" membership!! I am going to sue Top Dog, and expect them to double my refund when this is over... If I had an extra $125.00 to just give away... I WOULD NOT GIVE IT TO THEM!!! TOP DOG??? MORE LIKE "LOW LIFE DIRTY MUTT!!" I AM ON TO THEM...HEH HEH HEH... BETTER RUN DIRTY MUTT!! MY PEOPLE DON'T TOLERATE THEIVES LIKE YOU!! DO THE RIGHT THING AND START PAYING BACK ALL THE MONEY YOU HAVE STOLEN FROM PEOPLE...YOU ARE RUNNING OUT OF TIME!!!