Triad Financial harrassed me, verbally abused me, took advantage of my financial situation and would not let me pay off my car. They refused a credit card payment as well as a cash payment, which sent my account in to charge off and put my car up for reposession. It had been a horrendous experience dealing with these sharks. They do not deserve to own a business. Please do something about this. Gratefully Yours, April Sherertz

If you are offered a loan thru these people, YOU DON'T need a vehicle that bad. You can send in your payments and they either say they didn't receive them or credit your money to another account and then say YOU did not mail in your payments. Sent in by Delivery Confirmation so it showed they got it. Several times money posted somewhere else and then they still wanted to charge late fee. Or the money order arrived and never got cashed. Thank god had enough brains to send by postal delivery confirmation and pay with money orders and write down the dates, times and people with who I spoke to. I was sick of messing with their stupidity and calling me a liar. When they came, I gladly let them take it and told them I will countersue if they try to come after me. Only good thing, I can at least get back the money from all the money orders they never cashed. Six total!!!

Please if any company needs a class action suit is Triad Financial. At the time I was refinancing my house to clear up all my past due bills. I was given a 2 month extension that would have brought me up to date, however they repossessed my truck anyway. Afterwards I requested the payoff balance paid the amount owed, reclaimed my vehicle and my credit report states that I paid except, “settled for less than owed”. This is a despicable excuse for a business in the United States. Please include me on any class action suit against these crooks.

Everything was fine until April, when one day they called and said I was 40 days late. Oh? Well, didn't you just get my April payment last week? And so it began... Finally they decided they had made a mistake on my account and would reverse fees and I would be current.

I continued making payments, and receiving their invoice every month, showing my previous payment, with past due amount ZERO. Fast forward to August... Through the 10-15 calls a day to me and everybody I know they finally tell me that I am 80 days late and they are coming to get the car.

Long story short, after 1 hour daily conversations with everybody and their MAMA, they finally tell me that yeah, I had a due date change 2 years ago but that their accounting system didn't handle it right, so they reset the account, and indeed, several of my previous payments had been applied to mysterious late fees and interest because of their recalculation. Then they added several hundred dollars more in late fees because in their eyes, I was now 80 days late. It didn't matter to them that I had made all of my payments. They didn't care. The only way to fix it was for me to pay them what they say I owe. They threatened me, they screamed at me, they cursed me. I don't know how they sleep at night.

I refused their 'help' and they told me that I could use a 2 month extension and then pay $ 700 to make me current. Yes, even though I AM current. WTF? So I sent them a letter and told them to leave me the Hell alone until they got my account fixed. What happened? they decided they want the vehicle back and I'd better not give them any hassle and on and on.

I'm about to go over the edge. I need my car to get to work. I sent them their money, and now they want to steal my car. It doesn't seem as though these people have been held accountable for everything they have apparently done to a lot of people. Why do they get away with it?

Word of advice STAY AWAY they will find a way to screw you up. Trust me. I have had my vehicle over 2 years. I have only been late 1 time, not even a whole month late just 5 days late. They put my account in collections. I am currently UP TO DATE and my account is in collections with threatening calls to take my vehicle. I will sue and will win if they take my truck. Their customer service frickin STINKS!! I sent an email to their CEO and have not heard a response. I doubt that I will but I suggest if they do you wrong too you email their CEO see what happens, maybe one day he will care.. Maybe he will get tired of getting email complaints and actually DO something about how jacked up the company really is. [email protected].