Tribute Credit Card

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Category: Business & Finances

Contact Information
Baltimore, Maryland, United States

Tribute Credit Card Reviews

DMG01 October 15, 2009
Account Closure
This is ridiculous - I have always over paid my account and have NEVER been late - but they closed my account as a "Management Decision". This stinks, I have been working hard to bring up my scores and then they do this. Not only did they close my account without notice but they closed my account just 4 days after charging me a $100.00 annual fee. Oh, they did credit back $25.00 for the cancellation. Well, that is not satisfactory to me - they need to credit back the whole amount. I don't even know if I should pay my remaining balance. Anyone know of a class action law suit or what we can do about this?
moveistarr October 11, 2009
Account Cancelled.
I Tried to use my Tribute credit card and it was declined. So I went on-line to check my account status and saw that my credit line is $0.00. I've always paid my Credit card bill on time and aside from not being able to use the card when I went on vacation have never had a problem with it.

So I contacted customer support and they told me that they are cancelling all accounts; that this had nothing to do with my ability to pay or my credit worthiness. I haven't see the closure on my credit report yet, but I will be watching it to make certain it does not lower my credit score. I'm trying to get them to refund my annual fee, which they have said they will do on my next statement. It's a shame that credit cards companies can't be more forthcoming with their customers then this.
fanof2448 September 18, 2009
unfair charges
I had the misfortune of receiving a tribute credit card I cant understand how they can cancel out my card and still be charging me a monthly account maintenance fee of 9.95.Also they are the ones that cancelled the card I guess that was a good thing for me .I had the misfortune of being in the hospital and was late making my payment I have been socked with late fees and they upped my interest rate so high I dont know how im going to be able to afford this.What really upsets me is I had disability insurance in this card and was cancelled when they cancelled card I am going to be out of work for indefinite period.What a scam this card company is and the cIIalls are nonstop with them.Thak god they are no longer in business.Is anyone looking into the practices of this card if not who can I get in touch with.
kaos1234 September 16, 2009
Cancellation
They cancelled my account without any notification. I have never even made a late payment They continue to charge any account maintenance after the account is closed!
sm17 September 15, 2009
Cancelled my card
I always paid my account on time, was never late and I received a letter telling me my account was cancelled. I called customer service for an explanation, but the person had such a foreign accent he was very hard to understand. He said they had decided to close all accounts. I asked how this was going to appear on my credit report and he stated that they were going to put it as if I had requested the account be closed. I am trying to rebuild my credit and didn't need this. I was chared $100.00 annual fee last month and told him I would like it refunded since I could no longer use my card, he said it would be prorated and I would receive a partial refund. I just checked the website and not only has it not been refunded but I have been charged a $6.00 monthly account fee. If I cannot use my card I think all charges should be refunded. Somebody please file a lawsuit!!!
Daniel Schneider June 3, 2009
Froze My Account
I had a balance and then paid it off. I had very minimal charges to my Tribute acoount. I then went on vacation, went to use the card and it was continuosly declined. This was over a holiday weekend so this took over a week and several calls to them to get this fixed.

I noticed that they have raised there monthly maintennance fee from $6.50 to $10 per month. This is in additional of an annual fee.

I will be cancelling this card as soon as I pay it off again. These guys just want to milk you dry.
The Renegade!!! May 7, 2009
They don't want to help you in anyway!!!
This company is a real nightmare!!!
I try to see if they will help me to reduce the remaining balance and see if I can pay it at least half of it and close the account completly.
Well they really do not care about anyone at all, and also they CHARGE FEES FOR MAKING PAYMENTS ON LINE OR BY PHONE...ABSOLUTELY AMAZING...
THIS IS THE WORST CARD EVER, SO PLEASE DO NOT LET THEM ABUSE OF YOUR GOOD INTENTIONS, BECAUSE THEY STEAL FROM YOU ALL...
This kind of card, SHOULD NOT BE ALLOWED AT ALL...
People are also very unpolite to you...
They need to CLOSE THEM, BECAUSE THEY STEAL MONEY FROM YOU AND THEY DON'T REALLY WANT TO WORK WITH YOU AT ALL!!!
Ravenfira January 17, 2009
cancelled Card
I am glad to know I am not the only one complaining about Tribute - I am filing an official complaint with the FCBA.

I pay my bill online at their website and go by the due dates. My card was cancelled due to $47.01 past due. I NEVER received a statement that there was a past due amount. Also, their website never indicated to me there was a past due amount. I have been paying mostly MORE than minimum payment due. They claimed that I had a closing date of 1/2/09. I printed my online statement. It states my closing date is 1/6/09 with a payment due date of 1/31/09. It also states there's a $47.01 past due amount something of which I was not made aware of and still can't figure out how they came up with that amount.

I have other credit cards in my wallet that are happy to have me the consumer. The bank is First Bank of Delaware that issues the Tribute Mastercard. If anyone else is having problems, you can send a letter to Card Services, P.O. BOX 105555, Atlanta, GA 30348-5555. By the way, when you call their call center you get someone from South Asia.

OBAMA - we need the outsourced jobs BACK IN AMERICA!! I could barely understand a word the 2 agents were saying and of course, they state that Tribute's complaint is valid.

11 days - they stated I was 11 days late when I was following all the dates on their website.
joyce helmey arnsdorff December 19, 2008
canceled card
i am glad to know that i am not the only one who had their card cancelled. i signed up to have my payment taken out of my checking account. when i signed up, i left a number out of my account number by mistake. as soon as i realized what i had done, i tried to fix it, but it was too late. i paid the payment on line as soon as i knew that the bank was not going to catch the mistake and cover it. less than one week after the payment should have been received i paid it, paid the following month, and wrote to the company explaining why this happened via e-mail and through the mail. too bad! they say that i broke my contract with them by not paying the bill on time. well, i have several other credit cards in my wallet, and they don't mind that they no longer have to share my business with tribute!!
Diana December 15, 2008
Unauthorized charges
I received my tribute card about 8 months ago. I paid faithfully and always paid several hundred dollars more than what was due. My worked my credit limit up from $300.00 to $600.00 and was hoping to continue that trend. My made my payment this last month, amount due was $40.00 and I paid $405.00, however after five days they still had not posted the available credit to my account. I called them and learned that they had closed my account. When I asked why the account was closed, I was advised it was because I was over the limit. That is crazy because I have been over the limit once before and all they do is charge you a fee. All credit cards charge a fee for being over the limit. I asked why I was not advised in writing or via telephone that my account was closed and the person working for Tribute had no answer to that. I wanted to speak with someone else regarding this matter however I was advised to pay the card in full and reapply. No way!!! If I reapply, I will owe the 'start up' fees again and my credit limit will be minimal again.. There is no way that I will ever apply for tribute again. I had hoped to rebuild my credit after a divorce however I will not be doing it with the assistance of Tribute. I am not sure why the card was suddenly canceled but I hope that this is not a common practice with Tribute. Any one else have this same problem? Please let me know.

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