I originally applied for an Imagine mastercard in 2007 when i was 19 years old. I did not understand fully what i was getting into and now im 23 and still cannot get rid of this card! In 2008 Imagine cancelled my card and i did not make a payment. Imagine sold the account to Tribute and soon enough customer service agents from tribute were calling me trying to get me to pay the bill. Originally the credit limit was 300.00 and then it shot up to 500.00. Imagine mastercard told me that they would apply the over the limit fee to my creidt card and the limit would be 500.00 plus if i paid my bill on time they would increse my limit to 1, 000.00 well i paid my bill and they never sent me a new card. They sent me bills but never sent me a new card. After about a month they increased my limit to 1.000.00 then canceled my card 1 week later. My balance as of today is 924.00 and yesterday they said that they would match dollar for dollar whatever i paid up to 50% of the balance. When i called the customer service reps for the western union information they said that they would match my 225.00.when i went to moneytree to pay the bill the guy told me that this is not a company in his system and he cannot accept a payment becasue Imagine Mastercard/Compucredit is not a valid company in western unions system and that my account number does not match up with anything that they have on file! i called customer service back and the woman told me that it should work and she has no idea what is going on. Shen then told me to send a money order with my payment coupon and that they would match my 225.00 but i sent the payment yesterday and my bill is due on the 28th US mail with not reach it in time. She told me i have nothing to worry about but these people are clueless and scam artist. Please do not get this credit card.

My father is on a fixed income and was excited when he was able to get a credit card. He was only able to charge once and then his acct was closed. They stated that they were closing all accounts and that it was nothing personal. In the mean time they constantly charge himm 100.00 a year plus 10.00 a month mainteance fee. There was no one that we could speak with to have this matter resolved. We are hoping to take part with the class action suit as my father has used 25.00 on the card and he now owes over 700.00.
They have got to be stopped.

I opened my account with tribute more than 3 years ago, my credit limit doubled in 6 months and I was proud of myself for having a good credit history with a company that reported to the credit bureaus every 3 months. It was August 2009 that I had just paid my card and I went to order lunch for everyone because we were moving and tried to use my card and the guy taking my order said that the card was declined, naturally I argued and got upset because I had available credit. I called tribute right away and Peter told me that ALL accounts have been closed based on a management decision. I told Peter they would never receive another payment from me because I was never notified that all accounts were being closed. I had always paid my bill at least a week in advance of the due date and was a loyal customer ... now tell me who did the right thing? It is now November of 2009 and I keep receiving bills from tribute, I am not paying for their unfair business acts and their unloyality to me as a good customer they can put that on my credit report!

Here is an update. I filed a complaint today 11-20-09 with the FTC about Tribute mastercard. Everyone needs to call the FTC and put in a complaint that was screwed by Tribute. The FTC's phone number is: 1-877-382-4357. The refrence number I was given is "24698285. We need to do everything possible to get these people! I'm sure there will be a lawsuit against them soon. What I don't understand is "WHY" issue a new Tribute credit card and then not let us use it. Why not just send out a letter stating that they took over and are closing all the accounts? Why even go through the bs, unless there intentions were bad to begin with! This is what we all now know!!

I am absolutely livid with this credit card company!!! I just recently recieved a letter notifing me that my account was going to be closing at the end of the month and was curious to find out more so I contacted customer service via email and was informed that they were closing the whole credit card program due to the "economy". The fact that they couldn't even inform their current customers as to why their accounts would be closing, or that the company was in trouble makes me very upset. I have had an account with this company for over a year, and am very dissapointed in the way they handled the closing of all their accounts. I wished I had never signed up for a card with them!!! Grrrrrrrrrrrr