i found out that even though it says FREE credit report, it doesnt mean FREE AT ALL! they will charge you a monthy fee. when I tried to call to cancle it, I stayed on the line forever and then found another number to call, 1-877-481-6825. That was a number that I found on someone elses complaint page. DONT USE THE NUM ON THIER WEBSITE! The only service they give you is contacting you to let you know that your credit has changed in some way. But also know that the more you check your credit report, it will show on your credit report in a negative way. Exspecialy if you have poor credit.

Did a pay day loan app. over the phone then was told that I would receive a 1,000 dollar shopping spree if I took part in their promotion for only 1.99 for shipping so I gave them my bank info which I had to give anyway for the pay day loan. They took out 12.00 and my account was therefor overdrawn and I WAS CHARGED 20.00 for insufficient funds. I would like to cancel this whole thing. The only reason I even talked to these people was because I needed a loan for a down payment on a car because I was in a car wreck and my car was totaled. Plus they said a loan officer would contact me in 24 hrs. and they didn't. What a scam!!!