My daughter received TWO letters from TRS saying on December 18, 2008 she wrote two back checks at a Wal-Mart out of the Houston area. FIRST, my daughter does not nor has she ever owned a checking account; SECOND, she does not own a car and has never been to Houston, Texas. Here is a young lady just out of High School starting college and she is hit with identity theft. Like all of you, no cooperation from TRS -- all they want is money and now we are receiving letters that they will settle for a lessor amount. They will not provide copies of the checks and want us to provide copies of the checks to them - duh - what part of she does not have a checking account don't they understand. We have filed identity theft with our police department and they are involved with this case. They told us not to send TRS ANY personal information and seeing as they have my daughters drivers license (don't know how they got this) that they can pretty much pull up anything on my daughter at this point. At this point, she can't even get a checking account even if she wanted so they are succeeding in destroying her credit when she hasn't even started her adult life.