I leased/purchases a couch from TRS/Cardi’s Furniture IN May of ’08. I was offered a 90-day same as cash option. The Couch to purchase at that time with tax was about 1900.00. I paid about 1580.00 before the 90 same as cash option was up. That left me owing about 480.00/ with finance charge additional. I then made 5 payments from August to December. At the rate of $279.00per month for an additional total of $1116.00. That made my total I had paid for this couch = $2696.00. I was told, that I would only pay finance charges on the balance that I owed, not on money I had already paid out. The manager, who had been extremely nice to me up to the point where I felt I had paid for this couch. Now is trying to say that if I pay $400.00., I will be all set. This is not right. I have never heard of interest being paid on money that someone already paid. On Sunday, a Uhaul truck pulled up to my house and they wanted to take the couch back. I was not there at the time. They never called and said they were coming. I had sent the district manager and email the prior week and spoke with him, he said that he wouldn’t take the couch back. That we could work something out.
All very unprofessionally handled by TSR.