I filled out an application for a loan.

I was called by Barbara Humber and informed that I was qualified for a loan, however I needed to make the first 4 months payment. Stupid me, I did so. I was told the loan check would be deposited into my account. Low and behold nothing happened. When I conacted her again I was told that when my credit score was re-checked it had gone down (in 24 hrs? with me having not done anything in the previous 2 months). In order to get my loan they needed another payment. At this point in time my account was wiped out due to having to make the original payment. After much arguing and pleading I was told a half payment would be acceptable. I made the half payment and waited. Again nothing happened. I was able to contact True Value to find out what was going on-at this time I was told the halh payment was not acceptable. Now I was sure I had been scammed. I talked to who I thought was a supervisor (Amber I think). I told her there was no way I was going to send more money. Amber told me they would send me a refund within 45 days. Fast forward 45 business days and nothing. Now trying to contact them all I can get is the answering machines. I did luck out and get ahold of one lady. I told her my story and was told someone would contact me-she hung up before I could say anything else.

Needless to say this is a scam and I got suckered.