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Purveesh Sethi
August 28, 2009
Unethical and misuse of account
Dear Sir/Mam,
I am Purveesh Sethi S/o Mr Ramesh Sethi, A resident of Ajmer, Rajasthan. I want to complain about Uco Bank Manager, Station Road Branch Ajmer for his UnEthical and Unprofessional Banking and making Misuse of the Post of being a Manager doing things which r not at all Valid and Authentic.
I am Having a Current CC Limit Account with Uco Bank Station Road Branch Ajmer from last 5-6 Years and has availed the Credit Facility of Rs 23, 00000 (23 Lakh) against my House as a Collateral Security.
I run a Pharmaceutical business Outside JLN Medical College, Ajmer.
My Complaint is regarding the Bank Manager as he has been harassing us for Long Time.
I have availed Rs 23 Lakh and has to give the Monthly Charges and Interest of the same and i have been giving it Regularly from Last soo many years .
Due to some Family Concern i ve been disturbed for last 6 Months as my Father met a accident soo was little bit irregular but had paid everything it was just the matter of delay of a Month in the Payment.
This manager what he does is like he told us that we have to deposit 2000 Rs daily Excluding the total money amount cheques are there in Clearing in Contrast for the Interest of the Limit.
I ve been doing this also for sometime and couple of days back one day there were nearly 10000 rs worth Cheques were there in my account Clearing and i deposited 10, 000 rs as Required.
Next Day i came to know that one of my cheques worth 1150 got dishonoured due to insufficient funds . I went to the Branch and i inquired about the matter but the manager was not ready to listen anything instead he started shouting abusing me and my father and our family and even tried to Manhandle me . On asking why he is doing all this, he said this is my personal bank and i can do whatever i want and said to me You do whatever u want .
The next day i went t0 the Regional Branch of Uco Bank in Ajmer and met the concerned authority and reported the matter to him in Writing and Narrated the whole episode to him. He then Inquired about the incident and the manager S.L Baheti was Speechless and tried to make silly excuses. Then he asked how many cheques are there in the Clearing today for Sethi Medical Store and he said nearly 15000.
Regional Manager said that he will look in the matter and will retaliate promptly and asked me to Deposit 15000 Rs today for the Cheques. I went to the Bank and picked up a depositing Voucher and started Filling it with the details required then Apparently Mr Bansal (another bank employee) said there r total 30, 000 Rs Cheques in your account and to deposit the same otherwise ur cheque will be dishonoured. I looked into the matter and found that Mr Baheti the manager has been Tracking my Business Profile n Whoom with i Deal With because the bank is Situated at Ground Floor Vimla Market (Wholesale Pharmaceutical Market) and nearly everyone in the market holds a account in the branch . So Coming back to the Point, We in our business has to give advance cheques to the concerned Parties and Mr Baheti was well aware of whoom i have given cheques Offlate. He Called up one wholesale Shop named Shri Manish Medical and asked him to present the Cheque of Sethi Medical Store then the shop owner called me up and said that the Manager Baheti Uco Bank has sended a Worker to collect my cheques which was not scheduled for today. I asked by Counterpart Business Partner to just avoid it and wait for my call . When i went to the bank i saw another cheque of m/s Alka Pharma worth rs 14000 approx. I spoke to the fellow party and inquired about the incident then he said Mr Baheti has been Forcing to Present the Cheque in the bank thats why he has presented the cheque to the bank, then i asked him to withdraw the cheque from the bank and he sended his staff to the bank for withdrawl of the cheque, but Mr Bansal said that the following cannot be withdrawn as was instructed by the manager s l Baheti then again i went to Baheti and asked whats going on and he said Tere se nipatne ke liye mere pas hazaar raaste hai ye mera personal bank hai and i can do whatever i want and noone can do a damn to me. But then i lost my patience and asked him to give the cheque back as the party itself wants it and ultimately he returned him the cheque. All this while it took nearly 3 hours for the above stated incident and the time went to 5 pm and i asked the cashier to deposit the money and he said the bank is closed come tomorrow. I usually daily deposit money till 5:30 pm and was mesmerized what are these people after. Baheti said ab tera koi bhi cheque clear nahi hoga and said i do whatever i wish to.
Can someone explain me the above incident is a mixture of UnEthical, UnProfessional and Violent Behaviour and Taking UnDue advantage of the Post of the manager.
Such Managers should be expelled At Par.
These type of people are bringing bad name to Uco Bank through out and in my case i ll withdraw my account as soon as possible and will take the manager to the task, I myself is a Final Year Dental Professional.
Now after all this in the evening someone from the uco bank and handed over a hand written warning for not doing prompt banking and regarding the time limit at nearly 8:45 pm.
I have been reported the matter to the higher authorities in Ajmer and will not let go the matter easily.
It seriously is a Offence and should be faced Trail . I expect you people to do the needfull and to look into the matter . Your help will be highly Appreciated.
Yours Sincierly
Purveesh Sethi
# 9414002726
Sethi Medical Store
Opp J.L.N Medical College
Ajmer
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