I have been getting a charge on my card for the last couple of months

I called my bank, and they also said that the charges seemed to be pre-authorized and advised me to call UMG*BUYE at (888)6731306.

I called and they agreed to reinburse me $79.00 to my credit card. They told me that I was enrolled in two different services that they represent and that was why I was being charged a monthly fee. They told me that a telemarketer spoke to me and I authorized the charges, but i told she that was impossible because i was out of the coutry when they said they contacted me.

I told her I did not want those services. And they told me that in 7 days the money will be credited back to my account.