this scam company is run by that thief Howard brandwein. he robs and steals people's money under some phony lie about this ripoff internet site. thief lair scam con ripoff. what a scumbag piece of trash that just out and out steals money from hard working people who are trying to stay afloat in this hard economic times. Bag of sh**.Watch out if he calls you. get your money back. he will tell you lie after lie after lie and then tell you hes very involved in harvest bible chapel. that should tell you right away what a scam lie thief robber con scum phony dirt bag cheat piece of trash this scum thief is.