I made my car payments on just fine from the dealership until they had united acceptance take over then everything went wrong. I signed a written agreement with United Acceptance and i made my payments on time but United Acceptance still came and got my truck and sold it!!! They are liars and the are scammers. They took all my payments and still took my car away.. I now have a lawyer!! United Acceptance likes to wait until you are almost done paying it off so that they can scerw you over!! This is not right and we have to speak up!!

While the company did write a standard retort they failed to add that they did not in this instance "do all they could" we were making payments that were more than the interest on the loan. we had just sent them $600 then $200 two weeks later but they said we were still $1000 behind in payments. we sent in no less than $200 a month on a $356 loan so how in the *** do we get that far behind? they said that they tried to work with us but the only working they wanted was all the money at once or they would repo the truck, so they did. no warning no care on their part. no matter what they profess they did not work with us, they only wanted the full amount of the payments each month no less. i had lost my job due to injury and so my husband was trying to pay all the bills with one check, most of you out there understand what that's like now, so we got behind in a lot of bills. we were having trouble just paying the lights and gas but still we gave them money so we could keep our truck so my hubby could get to work and back, pick up the meds i need and just get extra hours at different store for more money for bills. now he takes a bicycle and can't get extra hours and i can't get to any doctor appointments because i can't walk the 4 miles to the bus and where we live the taxi costs $30 just to pick up then the meter starts so now all of you good people understand why this company is on my *** list. oh on a different note. the company--united acceptance--- put our truck up for auction ( only $5000 left) without a minimum bid limit and now they want us to pay the $3000 or more left that they did not get in the auction. they repoed it and that makes it their problem, but no they want us to pay and we don't even get the truck. so, what is the motivation? we are screwed either way and i will not give them any more money. what are they going to do ruin our credit? guess what it is already screwed anyway. i just hope that some one else reads this and does not get the shaft. for warned is for armed. please be careful who you trust with your loans. look into them carefully. mine is not the only gripe this company has against them, so it is not just us with an ax to grind. all this company is into is the money. yes they need to make money, but that truck would have been paid for even though we would live on only rice and beans we were paying on it.