I'm glad I ran into this website. I have been receiving numerous calls from this so-called company called united processing legal dept. I know it is a scam, found out the hard way last month. I have reported them to the secret service, fbi, ftc, local law. They are very crafty, they have used at least two different phone numbers: 1. 678-954-6346, 2: 4086933158. Many different names, Jack martin, and officer Stuart Mcgill, they are always indian, and always end the message with "I wish you good luck" I am so sick of these scammers I wish there was more that I could do, than just keep reporting them, because all they do is change up the phone numbers and start the process all over again. The reason I got scammed from them the first time was involved with an issue regarding a pay day loan. They had every detail of my life and just spat it all back out at me. It was really scary. Lucky they only got me for 400. but just the same I will not fall for it again. I have been posting on 800 notes.com and there are people everywhere being affected by these low life criminals.