Jason James called saying that he was from United Processing. He said, I am filing charges against you for check fraud. He said he was sending a sheriff to pick me up, and that I had until 11:30 to come across with $345.00. At this time he was supposed to be filing an affidavit for my arrest. I told him I didn't have a prayer of getting any money right away. I told him I was trying to find a job, but noone would hire me. I told him even though they didn't say so, I knew it was because of my age. He said he couldn't give me any time, and that I was to go to Wal-Marts and send a money gram. I told him it was impossible and begged him to call me at noon the next day. I told him I couldn't call him back because my long distance had been cut off because of money.

He said reluctantly that he would call me at noon the next day, but that I had better have some dam money by then. I talked to a lawyer in my town and I was told that there had been some bad reports on the company and they thought it was probably a scare tactic, but since they weren't representing me they couldn't commit any farther. He called me the next day, but he waited until almost 1:30. I told him I couldn't get any money and that I didn't believe he was for real, and that I would pay this cash place back when I got a job. He started screaming at me, and told me to shut my no good dam mouth. He said, you're not going to get a dam job, you're going to be pushing up tulips.

I hung up on him. He really scared me, and because of my age, he could have caused me to have a heart attack. I want other people to not be victimized by this person, or anyone else in that company. The next person they call may have a heart condition. Someone in the legal system needs to do something with this company before they scare someone to death.

I hope this will help to have something done to stop them.

I had a call from a Nick Flemming who called himself an officer. On my WORK voicemail, he left my FULL SS#, address, and job's name. I was outraged. He called me 6x's threatening me, calling me a criminal. I went down to the local police department to file a report, but they couldn't do anything. the officer did verify that he belongs to a real debt collection company. When I came back to work, he called me again at 2:00pm in the afternoon leaving the same kind of voicemail. He called a 3rd time at work and this time I picked up around 3:40pm. At first he refused the name of his company, then when I advised who I was, he started yelling at me and calling me a criminal. I told him I already contacted the Tampa Police Department and they verified he is not an office but a legitimate loan collection officer. He was outraged and said he's going to put a warrant out for my arrest right now and my social security number will be blacked out. he then cursed at me, called me bad names and he hung up. I then called him back with a private number, he began to yell at me again. I advised him to never contact me again EXCEPT via writing. He also called my cell leaving nasty messages around 11am, 2:12pm, & 2:15pm.