Debt Forgiveness and Debt Consolidation. I hired these people to help me straighten out my financial problems. Before I signed up with them they called me every day and sent me emails promising me excellent service. Now I can never get anyone to return my calls or emails. I have been paying them for 6 months. They want their money in advance. Now it is time for them to deal with my creditors and they haven't done a thing or answered my emails or multiple phone calls. I feel I have been scammed and now all my creditors are angry at me. How can I get some one to investigate this or to respond to me.