i have a pending charge to my account that i did now authorize or have any idea what it might be

i had $100.00 there last week, saving for phone bill, and now it's gone, I have never had anything like this ever happen to me before.
I definitely feel violated! I' am very angry at these people, and trying to get my money back that I never authorized, or even agreed to such a thing. This is crap, how do people get away with this ?

two debit card charges on oct 6 2008 for $3.86 and two charges for a total of $79.77 these taken by skmultimedia. four charges by webjtcharge for a total of$131.89. a charge of $39.99 on oct 9 2008. a charge of $2.00 by cstvnbill.com. a charge of $1.88 by ccplogistics.com. a charge of $1.00 on oct 16 2008. a charge of $14.95 by cictriple advantage. a charge of $39.65 by imltdpay on oct 6 2008. I am not responsible for these charges. Please have this taken care of. Thank you. a

charged 19.95 twice on oct 17th and i did not us my card on that day

I was charged $34.62 and $1.04 on 8-29-08 on charges that I did not approve I would like my refund and the charges dropped. I am not 18 and i do not know how this company or person got my information...