In Oct. (2008) my dad's checking account had a fake check processed for $399 from UPN Services. In Nov. another one processed also for $399 but from a company called M & J Processing. Both used the last four digits of his home phone number as the check number - which is NOT in his sequence of checks. I am not a "banking" expert, so I'm not clear how a check can be processed without a signature and not even in his sequence of check numbers. This was not an EFT it is a CHECK! Does that mean there is some clearing house somewhere that is processing these? According to ripoffreport.com there are many other victims in many states! The bank personnel is saying my dad must have given his bank routing number and account number out. That sounds like 'passing the buck' excuses. For all we know someone photocopied one of his checks when he wrote one of them and then "sold" this information! Bottom line is the banks programs should have some verification checks in place to stop this. An affidavit was sent in the Home office for his bank, and he is SUPPOSED to get the money back. I'm not holding my breathe on that yet!!! We opened a new account, but I'm not convinced this will not occur again.

$399. fraudulent check on my mother's account written to UPN Services; Landmark Clearing.