US Bank
5 stars | | (3) |
4 stars | | (0) |
3 stars | | (0) |
2 stars | | (0) |
1 stars | | (172) |
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Category: Business & Finances
Contact Information United States
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US Bank Reviews
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lfaulkner
January 24, 2011
Customer Service Abuse
The service department did not close my account when I called about a lost card. They refused to put the card on hold, and said that they have NEVER allowed temporary holds on cards. I had been given a temporary hold on another occasion with very friendly and warm service, so I questioned this. I suppose because I questioned it, they simply decided to cause me trouble. I found out almost 10 days later that they had not closed the card, nor had they mailed me a new debit card! When I called back they made no offer to investigate the wrong handling of my account. Putting the supervisor on the phone made the situation much worse. She was cold and rude. She repeated the statement that they cannot put a temporary hold on an account - kept repeating this, no matter what I said. At first I was calmly asking her questions, and finally she said "Oh, you said ACCOUNT - we can't put a temporary hold on an account. " I said, no, actually it's pretty clear that we are talking about a card! Every issue that I tried to bring up, there was nothing but a brick wall from the other end. This was to the point of being abuse. When I had reached the point of frustration to where I was raising my voice, I said that I would need to speak with someone else. Then she proceeded to threaten me with a $25 late fee to rush the card to me. She did not offer any help or options at all until I got to the point of frustration - then she said "Mam, if you would have let me talk, I was going to offer to rush you a card. " I said, I have been calmly asking questions for 15 minutes here and you offered nothing! Of course I got frustrated! Your job is to offer service, and you have not been responsive to my needs at all. During this she was interrupting me the entire time, and saying that they do not HAVE to waive the $25 fee to rush the card to me -- even though they screwed up and didn't mail the card to me!!! I finally told her that I am very worried that I gave my social security number over the phone to a guy who did nothing at all after telling me the card would be closed. And I am not getting a good feeling from her, either. I told her I would rather just speak to someone else to close the card. She finally said, well then you can just call the 800 number again. She also told me that she was as high as I could go - that I would not be successful in complaining to upper management! And there truly is no complaint line, so customer service for US Bank is a JOKE!
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HotInGeorgia!
December 27, 2010
Underwriter
After my husband (a retired, disabled vet) accepted a federal position in Birmingham, AL, we were very excited about the move and our new life. It took 3 months but we finally found the house we wanted. Having excellent credit (high 700's and 800's), no liabilities, we shopped and applied for a mortage loan with a wonderful rate of 4.25% and was assured there would be no problems. Everything went perfectly, a closing date was set for Dec 27th - that is until the underwriter with US Bank decided late in the day on Dec. 23rd to deny the loan, supposedly because he/she did not like the appraisal (mind you, the appraisal came in HIGHER than the contract amount). Of course, being before the holiday's, everyone was closed so nothing could get resolved. Needless to say, we did not close on the 27th, and the seller could not close on his new house, and I don't know how much further the effect trickled. After the holiday, the appraissor went back to the house and tried to explain to the underwriter how he arrived at his figures, but we were told by the loan processor that "she did not think the underwriter and the appraiser would agree regardless of what transpired" so it was useless to continue. So, we get to start all over with a new mortgage company, again paying processing fees, credit report fees, and a higher interest rate, etc. It is very obvious to everyone that because the rates went up, US Bank was not interested in funding at the locked in lower rate. We will be filing formal complaints with VA in hopes that they will be removed from their lendor list. My advice to everyone, find out who the underwriter is with on your mortgage loan and if it is US Bank, head the other way! It is just a waste of time and money dealing with them and I intend on making sure that everyone I can reach out to, knows it.
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justkel
December 23, 2010
Charged to Cash check drawn on bank
My husband received his paycheck today drawn on US Bank no problem He gos in to cash it & comes back out & tells me they charged $5.00 to cash his check...Are you serious?? I think there has been some kind of mistake so I call & the lady on the other end acts like I am stupid & tells me most banks charge to cash checks drawn on accounts...I have NEVER EVER been charged to cash a check from an employer..Needless to say US BANK has seen the last of us this is crazy!!!
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Lolobean
December 15, 2010
Credit card interest
Right before Congress passed credit card reform, US Bank increased the interest on a credit card to more than 23%. We had never been late or missed a payment. When I asked why the rate was increased they said that they did it because of our debt to income ratio. We haven't been late on any of our payments to anyone, etc. I inquired about notification and was told they had sent us a letter a couple of months before they raised our rates. It took several phone calls to get them to agree to put us in a hardship program. For days they told us there was nothing they could do and shuffled me around from department to department. Finally we got into a program that lowered the rate to 6%. If I hadn't have been persistent they wouldn't have lifted a finger for me. As we were completing the year long program I was told by reps that I would be able to be considered for extension of the program or entry into another program that would lower the interest but I had to wait until the current program expired. I then called after the program expired only to be told that I could not get my interest lowered or get into any sort of a program because of my "satisfactory history."
The also screwed us during a foreign money exchange. We called the 24 hour banking line for information on exchanging Canadian money for American. We asked several questions including exchange rate and bank fees. It was on the weekend so we could not get to a branch. I even called the bank line again and got the same info from a different rep. When we went to deposit the Candian money they charged us a much larger fee than we were told about on phone calls to the banking line. We also had to wait a much longer for the cash to "clear" and be deposited into our account. The bank refused to honor what their reps promised.
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Jeffrey Herring
December 6, 2010
Over Draw Fees
I've done business with US Bank for over 10 years, house, car loans and checking accounts. We made a mistake in calculating our account and found we were over drawn. We transferred money from another US Bank account on Friday afternoon only to find out it did not clear until the following Monday night. In the meantime we were charged additional NSF fees because the money had not cleared. If it was transferred directly from their bank it should not have to wait that long to clear. I will not be loyal to this bank if they will treat us like this after all of the years of banking with them. I was told it was not their mistake so they were unwilling to budge on refunding their exorbitant fees. I am switching my loans ASAP.
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NasL98
December 1, 2010
Bad service
US Bank is very inefficient when processing loan applications. We suppose to close our house today (11/30/2010), but we still do not know (thru our broker) when the loan will be closed! This has had huge impact on our plans - moving plans, renting the current house, etc. We do not recommend you using US Bank for your future purchase unless you have six month to work with. The excuse we were given was that it's the procedure that delays everything. When they received the appraisal two weeks ago and we receive a letter yesterday (dated 11/24) requesting for Appraisal, I do not think it's the procedure that slows down the process.
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donna finnegan
November 27, 2010
cah advances on direct deposit failure of verifying acuracy
first off verify funds accordingly of amount alowed to checking savings account customers..there si a huge amount of false billing via 30.00 150.00 100.00 25.00 limit!!honestly!! check avaible cash advance limt/balnces for each past custmer carefully investigate whom allowed to exceed false cash advance charges via demand for closure due to auto withdrawl of account holders funds of course will close would not you?but if bank did how cna party pay for limt charges of advances if refusal to accpet such and why waite two years after problem via compu controller head offinaces banking system washingotn dc handled now on ck syste telecheck 2 yrs later? stupid!!
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Pissed Off at UsBank
November 25, 2010
Worse Cusotmer Service
Us Bank has provided unbelievable bad customer service. They intentionally will inflict mental distress on you to the point of making your life miserable. Is there any attorney that would like to take on a class action suite against Us Bank?
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hamirmahajan
November 20, 2010
credit card and customer service
So, I have a credit card from US Bank, and I log in to make a minimum payment and see that my credit card balance is paid in full and my savings account balance is in negative. Still, trusting US bank customer service will help in correcting this system error that I had no clue of, customer service representatives were rude sarcastic and too cocky. I was shocked to be treated in such a way. I insisted to speak with their manager but wasn't transferred after 30 min of holding some guy named "Kent" came on line, I took his employee ID:11101261 .. he said he is the manager there. I explained him everything he was in hurry to get rid of my call and said he will take the necessary actions and will post on my account that this web error and wasn't from my side to get overdraft charges refunded. Now after spending so much time on the call I go to my bank and the manager at the savings bank says that there are no remarks about anything on the account. This process was repeated twice and all I have got is being pushed from one department to another. Don't trust US bank at all.. they do not care about you.. all they mean is money ... they have no respect for their customers..
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Elizabeth Cyr
November 2, 2010
irregular activity
On July 29, 2010 I went to the ATM machine at US Bank in Greenfield to deposit $200 in cash. I fed my debit card in then keyed the amount to be deposited. I fed in the first $100 bill and then the machine stopped and asked me if I wanted to make another transaction. I had already keyed in the amount of $200. So in order to process the next $100 bill I keyed in $100 again. Then the machine recognized it as being $300 that I had deposited. The bank was closed so I called the bank the next day and explained the situation and they said no problem it would be taken care of. Shortly after that I received a letter postmarked August 6, 2010 saying US Bank is closing our account for irregular activity. Then I recieved a letter from ChexSystems saying I was in ChexSystems. I have tried over and over to explain the situation to many people at the bank. I have asked for the Branch mgr. and was turned over to the customer service mgr. who in turn turned me over to a personal banker. I have tried to get in contact with the President of US bank and can't seem to get anywhere with that. I have tried to open accounts with other banks but because US Bank put my husbank & I in ChexSystems we are unable to open an account with any bank. This incident was an honest mistake. I didn't know you couldn't feed cash into the ATM machine at US Bank, you can at Wells Fargo. Since my husband works out of state this has put a major burden on both of us emotionally and physically. I am a diabetic 44 years now and have had a kidney transplant and triple by-pass with two stents afterwards. My vision is poor and driving at night after work to acquire these money orders and try to read them has been quite difficult. I am unable to order my prescriptions on-line since I no longer have use of a debit card and cashing money orders mailed to me from my husband is like being treated as a 2nd class citizen. They want 2 forms of ID and if you only have a driver's license that won't work. We have been treated unfairly and this is unbelievable for us. We are both in our mid to late 50's and have never experience such abuse. Can you please help us?
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