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Educate1
October 1, 2010
Payday Loan
I was contacted on Sept. 29, 2010 by a Bryan Shelton from Peterson Law Form informing me that I had an outstanding pay day loan with US Advance Cash and that I or my attorney needs to return their phone call immediately. The man spoke with a heavy Indian accent. When I returned to the phone call to get the specifics i.e. the company name or loan number, I was greeted by a John Peterson, also a heavy accent. He told me that I owed a balance of $652.49 for a pay day loan. He had also contacted my employer and left a message w/ the secretary. He said that they were going to sue me for $6572.89 for this outstanding loan. I was nervous at first because I have used pay day loans before. He goes on to tell me how I am going to be sued and criminal charges are going to be filed against me in the next 24 hours. I asked what company was he representing exactly and he just told me that USAdvance Cash was a mother company for hundreds of pay day loan services. I asked what was the loan number and the specific amount of the file, he said he could only give that information to my attorney. I told him that I needed more information before I could complete the call. He then told me that they were going to file criminal charges against me for not paying and went so far as to give me a citation number (00Cr716) and that I could avoid this by making a payment over the phone for the $652.49. So I told him I would call him back, I needed to investigate this further. He told me there was only a 24 hour window before the lawsuit. I contacted my pay day loan officer and inquired about this law firm, of course, they had never heard of it. I call the company back and question "John" and he begins screaming at me, "Are you questioning the validity of my company!" And goes on to tell me I told you, you will receive paperwork in 7 business days. I informed him that I contacted the police and Homeland Security and he quickly screamed, "I am resending my offer and we will see you in court!" This needs to get out to the public. These people have our ss#, employer # and address and in my case, my driver license number. Here are the other phone numbers they contacted me from, pretending to be several different people. (727)286-6175/(800)518-1226. They claim to be based out of Tampa, FL. Please be aware of these people, they are convincing because of the amount of information they have. Call the police immediately and contact the FTC.
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