Yesterday I received a threatening voicemail from an India speaking individual who said that the message was of the upmost importance. He stated that my social security number was attached to a payday loan that remains unpaid. I did call the person back and was harrassed even more. I was told that the matter had already been turned over to them and that it was going in front of the judge at court @ 4:30pm, this was now 4:10pm. I don't think so. They fowarded the phone between 3 people and the story remained the same. I was told that the sheriff was coming to arrest me. Now I had taken a cash advance with the company however all payments had come out of my account as scheduled and the loan is closed and paid off. I now know this is a scam. They tell you that they can settle this out of court or you can come down to the court to give them the payment so it can be settled out of court. The person told me that the money was not going directly into his pocket to which I responded "good it isn't coming out of mine either". They are very pushy and will call back. If I get the call today I will report it to the FTC and AG in my state. My FDCPA rights have been violated and I think I'm going to tell them that maybe a sheriff will be standing at their door not mine. DO NOT give them any more personal information than they already have...This is a SCAM!!!