My fiance went through this company for a small loan in order to help us with consolidation, Christmas, and a second vehicle. They told him that he was approved for a $5000 loan, but that he would have to send them a Money Gram for $300 as a deposit because of his credit and lack of a co-signer. My fiance agreed to this upon the condition that there would be no other money needed, as $300 was more than we could afford anyway. They said that that would be all they needed and the $5000 would be in our bank account by the next day. The money didn't come the next day, so my fiance called them and the company told my fiance that they were going to need an additional $175 to make the loan go through. We had already wiped out our bank account to give them the $300, so my fiance told them to just refund the money that we had already given them and forget the loan. We have been in contact with them over and over...even reporting them to the Better Business Bureau, and still have not gotten our refund. That was supposed to happen over a month ago. This company had no remorse about taking what little money we had to go toward our kids' Christmas, food, and money for bills, and on occasion STILL call my fiance asking for the $175 to complete the loan. They are LIARS and THIEVES and I would advise anybody that is thinking about using them to solve their financial problems to stop and think again.