Officer michael ericson called me this morning to tell me he had a complaint on my social security number about an unpaid payday loan. Luckily this is not the first time I have gotten a phone call like this and knew it was a fraud. He had a thick indian accent and would not give me his address or any information other than when directly asked if he was an officer of the law he had enough sense to say he was not after being told this conversation was being recorded and i had his phone number. He did say the complaint came from a company called eme marketing which works with epaydayloans.com. They are based in the west indies and admit someone has hacked thier system and has tons of thier information and other payday companies. I have never had a payday loan online much less a loan unpaid. these people are looking for simple, scared folks they can bleed dry! Be careful people... they will steal from anyone!