Anyone know where these scammer's are working. Ive been hearing a lot about Nationwide loan audits. Inside source says Nick Lucia is running that branch and Howard the liar is working there. I also know they also ran to American Pro Auditors. If you met with a liar like Howard which I did then I suggest you go to the Nationwide office.

Hello Complaint Board,

My name is David Hood...

I have nothing to do with any scam office.
It seems rather stupid that I have to defend myself regarding this, but, here it is.
I simply purchased a web domain at godaddy for $9.99…That’s it. It was an impulse buy and I may use it in the future. I have no idea if I’ll ever use it for business. If I someday do, I will be 100% legal and by the book.

The website hosting isn’t even paid for…It was a free trial that came with an order I placed for magnetic refrigerator calendars from Vist Print.com. Check it out if you like!
Since my phone number has been advertised to the entire planet…Feel to call me and I’ll share any facts with you regarding my integrity and my future business plans. Owning a website domain that has the word audit in it, does not mean I’m looking to scam anyone. It doesn’t mean anything. It's a virtual domain...

Those of you that have met me, should know the type of character I possess.
There is no office and no company…Nadda, zilch!
Also, I have no business relationship or connection with Jarrod Lamar or Nick Lucia.
Absolutely no connection…None, nothing.
Somebody has way to much free time...
I understand your concerns, but please check a little deeper before jumping to conclusions. I don’t enjoy having to defend myself from an invisible false attacker.
Pick up the phone, like the old days and discuss your allegations, first…It appears you have my phone number.
Please take note, I resigned from US loan Auditors. I resigned less than a week after being given a 30% raise in salary. If I was out to scam people, I would have stayed on until the wheels fell off. Leaving a job during a recession is not usually advised. I left because, it was the right thing to do.

Again, please contact me directly before publically slandering me on the web.
That’s all I got!
Be well and best wishes,
David Hood

This is a letter we sent to Shane BArker: We were scammed and no one wants to talk about it

I would like to bring up some concerns that I am encountering with your services. We saw you on Sacramento & Company in the later part of 2009 and immediately called US Auditors after receiving a letter showing us what you could offer. We met with Clint and Jarod and began the assessment to determine whether we were victims of predatory lending. As we suspected, Jarod found several violation in our loan documentation. As we discussed with them the process of what needed to be done, we were told at the time that we have a good case and that we should move forward with a forensic audit.

At the time we were only, one month behind, but we expressed the only way we could afford pay for the services were to not pay our mortgage. They assured us that it should be ok because we would only be paying half of what we were paying for our mortgage while we went through the process. They also told us if we did happen to get to a point of foreclosure that there were tactics or strategies that the lawyers would use to ensure that the foreclosure does not happen (ie get a restraining order, delaying trustee sale etc). After talking with them a couple times we decided to go for it since the case sounded like it would be successful. They also mentioned and showed us two cases that they had which showed a reduction of the balance of the loan, cash payoff and a reduction of the interest. They also said that there would be credit repair as well. They were awesome in working with us to pay the initial $6600 fee in order to do the audit.

As they pursued the forensic audit, we were able to talk to Clint and Jarod whenever we had questions and be updated to how things were going which was quite comforting. We were sent the forensic audit and then transferred to the Legal side. We were under the impression that you had your own attorneys for these types of cases, but we found out that you contract out to attorneys and then they take the case. Jeff Totcherman took our case and we were excited about this progress that we were making. Of course, as we continued the process, our lender, American Home Mortgage, sold to Residential Credit Solutions. We began to get information about foreclosure and we continued to fax the documents to US Legal thinking that they were on top on this and would be implementing those strategies that they had informed us about on the US Auditors side.

We did receive a call from US Legal and the welcome letter, but we have never once talked to the attorney on this case via phone. I have left messages, emails, etc trying to see if we were all on the same page. Needless to say, I finally received a response from Jeff informing us that he is going after a cash settlement and he has not been hired to save our house. We had emailed him regarding the letter we received saying that there were going to be a trustee sale on June 3rd. After calling and emailing several times both your company and Jeff Tocherman, they finally began to get a postponement and an order of restraint (which was done only as a customer service by our attorney, which we appreciated greatly). Our understanding from the beginning when we talked to the auditors were because of the predatory lending and the violations that were found that we were going after the same thing—staying in our home, reducing the principle balance, lower interest and be given a cash settlement. Jeff Totcherman explained explicitly that that is not what he has been hired for, so I believe there were some promises made to use that were not all together accurate.

Since we have been on the legal side it has not been the best experience even to the point of a customer service person telling us to lie to our lender—which is absolutely unprofessional. We absolutely understand the attorney’s explanation, we are just surprised that you all did not give him all the details and what your normal process is when we get to that point of foreclosure.

Currently, we are in litigation. I am told they have been served on June 11th and have 30 days to respond. We are just a little frustrated because it seems as if a lot of this could have been avoided if we were able to talk to the lawyer in the beginning and if he would have said what his purpose was and what he was going to be doing ( or not doing). We solely went on the only thing that we could and that was the word of the US Auditors and Legal department. We want to stay in our home and we just feel like things are falling through the cracks and not being looked at expediently and that the only reason we received the first postponement of the trustee sale is because we continued to basically call and email until the ball got rolling. Although we are in a vulnerable position, we still believe that we should have never had to stay on them in this way to get the postponement and restraining order because that was part of the process that they told us about early on in the process. To find out from an email from the attorney, that his position is not to save our home but to fight for our civil case was quite surprising( I reiterate, we were very thankful that he took the time without being paid to do these things).

At this point, according to Robin, our house is still going to court house steps on July 2nd, which she states she sent a request a second time on June 30, 2010 to the trustee department. We are not trying to cause trouble, but it seems as if the attorney and US Legal advisors are not on the same page. Our understanding was that you all were looking out for our best interest, and we have said from the beginning we want to keep our house. Now recently in the last 2 months I have been hearing, “Well we are not a foreclosure rescue service”. That was never once mentioned when we started the process in September 2009, everything that was discussed led us to believe that you had a system in place to deal with foreclosure if we got to that point.

We have had documents that were lost; I had to resend the notice of default to them in May after having brought it into the office in February. I don’t know what practices or systems you have for documents that are being received in the front office, but when we began dealing with the Trustee sale, they did not have the correct paper work to be able to stop the process from taking place. That tells me that they were not looking out for my best interest because while I am thinking that they see the notice of default and the seriousness of this situation, no one was working on it until I began questioning and insisting that they look at this.

We do thought that you were a credible company; we just need to talk to someone regarding this matter because we want what we were promised. We were victims of predatory lending and we don’t want to be the victim twice, so we would appreciate a call from someone that can make things happen or can give us an understanding of what is going on. We were convinced after talking to the team in the beginning that you all never lose a case and have been successful at keeping people in their homes. The failure that we see is the lack of communication between all parties concerned. I do apologize for this long letter, but I hope you understand our frustration; we just want to bring resolution to this process as we bring closure to our case. I know most people just give up and walk away from there home, but we can afford to stay in it if they are able to negotiate our loan and give us a better interest rate. We hope that in expressing our challenges with you now, will not cause you to not want to help us continue to fight this battle against predatory lenders. We still want to work with you and get to the end of the process. Thank you for your consideration. We look forward to hearing from you soon.

Sincerely,

Don and Charlene Johnson

I have also been scammed by USLA, lost my home last month to foreclosure and are out $12, 600.00 at this point. My lawyer assigned was Sharon Lapin, will not return calls, very unprofessional. My sales person was also R.S. the devil in a suit, favorite word "wichew" as in I will get back wichew as soon as possible- what a joke! Lots of promises nothing accomplished but taking my last dollar and leaving my family homeless. Beware of this company- do not give them a penny!!

I worked for this company, the bottom line is this. Throw your money out the window or give it to a good cause instead of using them.
I had a client that paid $9000 dollars for the audit(and NO it does not cost that much to run) and $2500 a month in payments she is now being evicted from her home with her 2 kids and 80 year grandmother! They do not tell you stop making your payment they just suggest that you do if you want there help. What if you lose your home does your payment go down since they are basing it on half your payment...NO. You will have to find a place to live and keep paying them and praying that they are doing there job and good luck to get any call back to check your case.
My prayers are with you all.