Never signed up for any service from this company. Why does'nt someone do something to put them out of business they are nothing but crooks, who prey on people who are looking for financial help.
George A> Hambach

I GOT MY MONEY BACK TODAY!!!. Don't let them BS you!!! So in between the holiday weekend I was ripped off 149.95 just like you. So I called my bank first thing this morning and got their information which I will save you the grief of trying to obtain . Their company that does the transaction is called " 9COMMONWEALTH" through "BANK OF DELAWARE" I contacted the Bank of Delaware where the money gets transferd to, from USA CREDIT. I told them that I was ripped off and then she asked me if the transaction said USA CREDIT. (How she knew that says a lot about whats going on behind the scenes.) I told her yes and she said that I have to contact them and there's nothing that The bank of Delaware would or could do. I then asked how she knew it was USA CREDIT. She told me that it came up with my phone number which makes no sense since I do work in the telemarketing industry. In other words she lied to me and then got mad when I called her out. Moments later she connected me to USA CREDIT through their main number. I Expressed my anger as I'm sure you feel right now. Considering i never authorized the transaction or you either I can assume. So the first girl I spoke with hung up on me. Lets hope this does not happen to you. I called back...the next agent told me that she would cancel the account. I told her that I never made an account. EVER!!! she then told me that it would take 8 business days for a refund. But I told her I canceled my bank account because of fraud. She told me " After 8 days if the transaction does not go through that I would have to call back and they would write m
But I told her I canceled my bank account because of fraud. She told me " After 8 days if the transaction does not go through e a check" I don't know about you but I don't have that kind of time. And they were pretty quick to take money. I requested to get a manager. It took about 10 minutes but It helped. I explained the situation with utmost anger and that I never recieved a email or conformation OH AND A WORD TO THE WISE. I ASKED ABOUT A RECEIPT OR A CONFORMATION LETTER. I was told by the Manager that They are not required to send a conformation letter and that when you submit the card on their site you get a CONGRATULATIONS SCREEN!! Bla bla bla. I never did sign up. So I wouldn't know. Anyway She ran me through that loophole for quite a while. And then she told me they sent one. Which they did not. I searched my spam mail sent mail my mail box and if I would have been able to I would have checked moon.
So then she says that they are not required to send it and that why I never received it. I told her I will be filing a lawsuit as well as everyone else on here. She then got my bank on the phone. 3rd party. I explained to my bank the situation which was all good and they resolved the issues between themselves. I made sure to state everything again that I had with USA CREDIT so it was recorded by a 3rd party. (my bank) Then Usa Credit told me that they would waive the Application fee. (WHAT FEE!) they tried to dupe me with my bank on the phone. I told her that I never signed up and what app fee>? She pretty much didn't say anything. Long moment short. The reversed the transaction on the phone right there. DON'T LET THEM TELL YOU OTHERWISE. THEY DID IT FOR ME. THEY CAN DO IT FOR YOU TOO!! PERIOD! So my bank will re-post my money tonight at 12:00 which is great but they charged me a 30 dollar overdraft fee. Each bank may be different. My bank is waiving the fee because they heard the call and knew I had nothing to do with it. So I do recommend that you NEVER use a credit card online. GO BUY A PRE-PAID CARD!!! or use PAYPAL or something. You now see what can happen. And lets hope that your information isnt floating out there on the web. And also close you bank account. You can reopen another one at your bank but it will insure that that account is never affected again. I hope this helped. Remember the customer is always right and you were a customer by their actions.

I applied for a pay day loan with another company. This company took money out of my account four days later without my knowledge. I get on the internet and tried to find out who and why they took my money and I find that there are already complaints about this company doing the same thing to other people and for the same amount. this should not be allowed to happen. I don't know why it is being allowed to happen and I am very pissed off about this. Somebody needs to put a stop to this company being allowed to do this. usa credit is a bad company.

I WAS CHARGE A MEMBERSHIP FEE FROM THIS COMPANY OF $149.95. USA CREDIT HAS MY BANK ACCOUNT NUMBER, I DID NOT SIGN UP FOR THIS BUT I DID INQUIRE ONLINE ABOUT PAYDAY LOANS THATS HOW USA CREDIT GOT MY INFORMATION. i AM BEING CHARGED BY MY BANK FOR NSF. PLEASE HELP

i did not get any credit or anything of that nature and i need my checking account refund as soon as possible thank u Chantrell Williams