USA Credit

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Category: Business & Finances

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United States

USA Credit Reviews

Shonda G January 27, 2011
scam and cheatgs
USA Credit tool 149.95 out of my checking account without me authrozing it after I got a pay day advance loan for a emergency problem I had I called their customaer service and was told they would refund my money by the 25th of this month well the money still isnt here If I had money for stuff like USA Credit I wouldn't have needed a advance loan I am the mother of a disabled child and the wife of a disabled husband I also have 2 other children I hope they are happy taking food away from my family and putting me in a harder situation than I was already in
candilovs4u January 26, 2011
fraud company
I recieved a call from USA Credit stating i was pre-approved for a lien of credit and etc. They asked me for me for my social, and my bank information. Praise God that my bank didnt approve them so i hope. Well this is a major scam. i started asking questions and then i asked him about a website and he didnt even have one to provide. How do you so called work for a company and don't know the website? Right! Then he tried to rush off the phone with me and tell me i was denied once again. He tried avoided all the questions I was asking. I did ask him how he got my information and he said from a application. i then ask what application or website. He didnt have information and then he proceeded off the phone. Did anyone get denied and then get moneytaken off there account?
phyllis Belviso January 25, 2011
charge account without authority
I applied for a pay day loan. biggest misktake of my life and I had a charge on my accont from USA credit for 149.95 I called and they said they would charge me 30 or so, I was on hold for over an hour and couldnt wait any longer. This is a scam that they give your information to other websites. I want my money back and I have had 10 insufficient fund and I have a 3 year old and trying to make ends meet and this justmadee things worse.
eula m campbell January 21, 2011
taking money out of savings
in december applyed for loan on line to usa credit was not notified of any approval then i get a letter from my bank of a over draft fee of 99.00 on my account number 226759s1 this a awful thing for the peolpe to scam people things are rough and hard enough to make it
Roxanne51 January 20, 2011
Fraudulent Activity
I almost had$ 149.00 debited from my checking accont and was surprised to find out they get their information from other sources. I did not authorize this withdrawal and am supposed to be getting it back. They are totally fraudulant and fake!! I needed my money and they kept me from it...if only for a few days! Dont have anything to do with them!
kimmysmom January 19, 2011
Stole money from my checking account unauthorized
I am another victim of these mfers!!! I was trying to refinance my car so I can get a lower payment to help with the money crunch. The very next day after I filled out the app. with the auto loan co. I have a charge of 149.95 from this place USA Credit. They left $18 in my account. I have kids to feed, no food in my house and no gas in my car...f**kers!! I get them on the phone and was accused of not reading the fine print and that I need to e careful what I click on...WHAT???!!! I never heard of this place and certainly did NOT apply for anything with them...the app. I filled out was thru a legitimate company!!! I got very angry with the person on the other line and was told I needed to call back on monday to speak with a supervisor. MONDAY WAS A BANK HOLIDAY!!! I called anyway and was told that I had to participate in a 3 way conference call with my bank to verify that the 149.95 was paid and I did not dispute the amount. Since my bank was closed that day, I had to call back Tuesday. I called first thing in the morning and had a 3 way conversation with this damn place and my bank. The bank rep was dumbfounded!!! He did verify that the amount was paid and that there was no dispute. I was told by the USA Credit person, with my bank on the line, that the money would be put back in my account in 48 to 72 hours. The call was recorded by my bank and the bank rep put a note on my account about the situation. That was yesterday. So...we will see if my money magically returns...and if not...to the bank I go!!! In the meantime, I filed a grievance with the BBB, the FBI Cyber Crimes Division and the Consumer Protection Agency. If my money doesn't get refunded in the stated time frame ( by 11am friday) I will file a police report and go to the fraud division in my bank with THIS printed out complaint forum and a copy of my bank statement. What they are doing is STEALING your info from an application that you fill out online with another company, whether it be a personal loan, payday loan or whatever. NEVER give out your bank account number for ANY reason, even if it's just for ID purposes. I will let you know if I received my money back thru this complain board. Be careful!!
ecobb January 19, 2011
SCAM SCAM SCAM
I am a mother of two small children, I never stoop to the level of going online and applying for a payday loan. Things got really tough and I had no other choice. I decided to go through Money Mutual since they seemed like an honest company since they were all over the T.V. They directed me to a place called CashNet USA which in all reality is a pretty reliable company... BUT during the online application this f*&*ing company took all of my personal information including social, bank information, date of birth, home address and withdrew from my account 149.95. Now, to make matters worse I only had 30.00 in the account... This is a total bull s*&t scam.. I hope someone will be able to take them down quickly so this doesnt happen to more people.
millerj January 19, 2011
took money out of my account without permission
USA CREDIT took $149.99 out of my checking account and I want it put back. I did not give permission to take out of my account. Put back ASAP NOW!!!
kbwoman10 January 19, 2011
unauthorized deductions from my bank account
My Husband and I werer reviewing our bank account for taxes when I noticed this 19.95 charge monthly to USA Credit. We have never given our permission to USA to do what they are doing. I see a pages and pages of complaints against this shady operation. Has anyone been successful in get your refund and if so how did you go about it.
WARNING WARNING USA CREDIT BAD BAD BAD... STAY CLEAR OF THEM...
Davidallen1 January 14, 2011
no consent
My husband was trying to get a loan got up this morning and checked his account and found that USA CREDIT had taken 149.95 out of his account and was charged an overdraft protection fee we didn't give any kind of consent for them to take the money out of his account we want the money put back in his account will report this to the bbb if we don't get his money back.

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