I bought my home in 2004 and paid $700.00 for a year of home insurance. 2005 paid $800.00. 2006 paid $850.00. 2007 paid $1100.00. 2008 paid $1150.00 and 2009 paid $1400.00. I have never filed a claim and always pay in full for the entire year. They have my property insured for $100, 000.00 over what my city taxes have it valued at this year. My premiums should of decreased this year instead of increased. I called them and they won't lower my coverage to what I had the previous years or what I want it to be. My neighbor pays $700.00 a year still with State Farm. Government needs to look at insurance companies for price gouging. I am a Retired Senior Chief and urge all brothers, sisters and military personnel to take a good hard look at your policy and compare it with your property taxes and see how much they are over charging you by shopping around. Also, Progressive always beats them on auto insurance quotes. We don't make that much in the military and even less when you retire, so USAA should not be taking advantage of any military vets. United we are heard, stand strong and can again make this company provide affordable and realistic rates, which is the reason it was started in the first place.