i was searching for a very small payday loan, approx 200, and was led through the website and thought i was submitting my account info for said loan.I have unfortunately had to get online payday loans in the past but with reputable companies, having no service issues.this is Not one. BEWARE OF USACREDIT.My bank, wells fargo, (PROPS!!!)offered a credit of their $29 stop payment fee without my asking once i explained my sitch accompanied with the name of the company.the rep i spoke with was very familar with usacredit in light of past, very similar complaints.

There are better ways to improve your credit besides buying a prepaid credit card like this which is expensive and I couldn't find anyone to even accept it.

USA credit took 149.00 from my bank account they are thieves..I want my money BACK where it was PLUS Bank COST...

unautharized ach debit or 169.00 dollars. on my brand new account.

This happened loast month taking money from my account and I did one of these since they don't answer their phone or tell you your waiting time is twenty minutes and more. Never heard of this but now they have taken money again out of my account and being disabled and living on a fixed income with no family help I can't afford this and sometimes it hits and over draws me and the bank charges me a fee and so does the check they return. PLEASE stop this!