I have submitted a form with necessary docs for credit card in bangalore. I got a confirmation from uti bank stating my application has been submitted vide # 255003. But yet to get the card. Its almost crossing 20 days. No update from uti bank. Very poor service!

Had taken a loan from UTI 3years back towards a purchase of a two wheeler. MyLoan was lcosed 6 months back & still have not received my NOC or the RC book. Had made several visits to the Agency - Teknik Motors, Ulsoor. From where i had taken my two wheeler & every time i go there they direct me to the UTI branch at Infentry Road.

On going to Infentry road, i am told there is no UTI bank there. I then tried to reach the koramangala branch & they told me to speak to Tecknik Motors. Again on checking with Teknik Motors they say, they have discontinued the Loans with UTI bank & they too have washed off their hands.

Its is really disappointing.

I had a loan account with UTI bank account with UTI bank: the terms and conditions (being a corporate) were that I have to pay interest for 3 months and I can return the complete amount in 3 months if I want. But when I returned the amount through a cheque, it was returned after 25 days saying it was an out station cheque. I was not at all informed by the bank at any time about that. I came to know about this scenario only when I visited the bank thrice. Then I paid a at par cheque, for the complete amount and that 25 days period, which was debited from my account but still then are putting up the cheque t hat I have given as pdc's. I.e. After the whole payment still they are putting up the pdc's. The manager Mr. Gaurav Malik at UTI bank loans section at asaf sarai road Delhi, says very casually we here to get interest from the customers and it is the duty of the customer to get the account closed. But he could not answer that after giving the whole payment and an application as told by bank executive who will close the account??? It is the bank that has to return all the documents.

This is the mentality of the officers who we meet at the bank desk. This just increases the frustration and obscenity. BANKING WITH UTI BANK??? Risk.