Back in 1989 we talked to Mr. Clifford a aggressive Insurance Agent regarding Life Insurance. His recommendation was Universal Life policies. It sound great! He was an Agent for CNA/Valley Forge Life Insurance Company, Nashville, Tn./Reading, Pa. We found out to late all statements were not true and it is unfortunate that Valley Forge Life Insurance Company Debbie Jacobs and the CEO does not believe a reputable customer who always paid the agreed to premiums on time.

We agreed with Mr. Clifford that we would take out two policies, one for $200,000.- Mr Rhodes and one for Mrs Rhodes for $100,000.-. The applications written by Mr. Clifford had a agreed to premium of $1225.-. He stated the premiums would stay the same. The policies would be for life. We could borrow against the policies. The policies would make money. Your money would be safe. When one died the other would have money.

We have now lost approximately $90,000.- dollars.

Where is Valley Forge when we need them? They have a party line which is a bunch of words suggesting that the customer is wrong. I'm not a lawyer but things just don't look right. Why would any customer continue to pay for policies that continue to increase. It sure would be great to have enough funds to bury each other.

Good Luck to all and Merry Christmas.