I had charges on my acct from these frauds. I called my bank, spoke w/branch manager and was advised to call each one & demand refunds. I have received 2 refunds from the 1st two criminals, still playing the game with the other. Bank manager has put my bank card into investigation. It is now labeled a HOT card. IF any other company tries to put any type of charges on this card it will lead to that company or operator of the system to be charged with fraud and thats a federal offense as we all know. So let them keep trying someone will pay in the end. PLEASE contact your bank,creditors if this is happening to you and ask them to HOT card your acct cards. Its the only way to stop this stuff!